If you believe you’ll be in debt for the rest of your life, you have to keep on reading! It’s possible to start a debt-free, fulfilling life in less than a year.

Can you identify with any of the following scenarios: You literally have to count your dollars and by the end of the month, you’re left with nothing. Money worries are stealing your sleep, affecting your work performance and even ruining your relationship with that special someone. How much more can you take?

You’re in debt. You don’t see a way out of the situation. Your credit cards are maxed out and you’re actually considering a new loan that will help you patch up the situation. Is this nightmare ever going to end? Can a person pay off all debt and stay debt-free for the rest of their life? The short answer is yes.

The whole process starts with a bit of financial awareness. If you’re one of the people who don’t know how much debt they’ve accumulated or what the different interest rates they’re paying are, you should start educating yourself. More people than ever before are disintegrating under the burden of insurmountable debt. You are one of these people if:

• You can only afford to make minimum payments on loans and credits?
• You have to skip those payments every once in a while because you don’t have money?
• Money is always on your mind?
• You can no longer get a loan from a reputable lender?
• You don’t know when the last time you managed to save some money from your paycheck was?
• Credit cards are being treated as an additional source of income?

You are facing repossession, foreclosure, or wage garnishment. It’s time to regain control of your finances! Paying off all of your debt isn’t easy and it will require fiscal discipline. The goal, however, can be accomplished in less than a year if you put your mind to it.

In How to Get Out of Debt, you will discover:

• The 10 biggest debt myths we still believe today and how these are hurting us
• How to make calculations simple - doing budgeting and coming up with your debt-to-income ratio like a pro
• The 3 top debt payment methods and which one is best suited to your needs
• Strategies for curbing spending
• And even better strategies for making more money
• An iron-clad guide for stopping foreclosures, repossessions, garnishments and aggressive collection efforts
• The power of bankruptcy and why this option isn’t necessarily bad
• The secret of staying debt-free for life through lifestyle and habit changes
• And much more!

The average American is dealing with 38,000 dollars-worth of debt. That’s a massive sum! What’s even worse, many people have given up on the hope of getting out of debt in this lifetime.

Are you one of these people? Do you believe that money worries will follow you to the day you die?

Stop putting yourself down! You have the strength, the knowledge and the power to improve your financial health and start dreaming again.

If you’re looking forward to a brighter future, getting out of debt and even saving some money in the long run, buy this audiobook now!