Learn how to build and deploy passive loss carryforwards to offset passive income for decades. Your secret tax weapon with CREI Partners.

Most investors think tax benefits only matter in the year you take them. They're wrong.

In this episode, CREI Collin reveals one of the most underrated and misunderstood tax strategies in real estate investing—passive loss carryforwards. You'll learn how to build, track, and strategically deploy passive loss carryforwards to offset passive income and capital gains for decades.

This is the final piece of the tax puzzle, and it's the foundation of "The Beautiful Cycle"—a 10-20-30 year wealth-building strategy that combines depreciation, carryforwards, and strategic exits.

In This Episode, You'll Learn:

• [00:00] Introduction – Why passive loss carryforwards are the most underrated tax strategy in real estate
• [02:00] What Are Passive Loss Carryforwards? – How passive losses accumulate and carry forward indefinitely
• [04:30] Why They're So Powerful – Building a 10-20 year tax shield for future passive income and capital gains
• [07:00] The Beautiful Cycle – The four-phase framework: Accumulation, Cash Flow, Exit & Reinvestment, Financial Independence
• [11:00] Tracking Your Carryforwards – Why your CPA must track them every year (and what to do if they're not)
• [13:00] Real-World Example – How a $500K portfolio generates $150K in carryforwards over 5 years
• [15:30] Depreciation Recapture – How carryforwards offset recapture tax when you sell
• [17:00] Maximizing the Benefit – Five strategies to build and deploy carryforwards strategically
• [19:00] Recap & Action Steps – Questions to ask your CPA about your passive loss carryforwards

Key Takeaways:

✅ Passive losses carry forward indefinitely until you have passive income to offset or you sell the investment

✅ The Beautiful Cycle is a four-phase, multi-decade strategy for building and deploying carryforwards

✅ Track your carryforwards religiously—work with a Real Estate CPA who understands passive loss rules

✅ Use carryforwards to offset passive income, capital gains, and depreciation recapture

✅ Invest consistently, prioritize cost segregation, and plan your exits strategically

Resources Mentioned:

Ready to build a tax-efficient passive income portfolio with strategic carryforward planning? Schedule a free consultation with CREI Partners: https://calendly.com/shelbi-creipartners/30min

Disclaimer:

This podcast is for educational and informational purposes only and does not constitute investment, tax, or legal advice. Always consult with your CPA, attorney, and financial advisor before making any investment or tax decisions.

• (00:00:01) - Building Passive Income With CRA Colin
• (00:01:09) - Passive Loss Carveforwards
• (00:04:07) - The Beautiful Cycle of Passive Loss Carryforwards
• (00:08:07) - Passive Loss Carveforwards
• (00:09:00) - Passive Loss Carriageforwards
• (00:10:27) - Passive Loss Carveforwards
• (00:12:01) - Building Passive Income

Unlock six-figure tax deductions with cost segregation and bonus depreciation. Learn how these strategies work with CREI Partners.

If you're a high-income earner paying 35%, 40%, or even 50% in taxes, you need to understand two words: cost segregation.

In this episode, CREI Collin breaks down one of the most powerful tax strategies in real estate investing—cost segregation and bonus depreciation. You'll learn how these strategies can generate six-figure tax deductions in Year One of an investment, who benefits the most, and how to integrate them into your long-term tax strategy.

Whether you're a W-2 earner with passive income or a real estate professional, this episode will show you how to keep more of what you make.

In This Episode, You'll Learn:

• [00:00] Introduction – Why cost segregation is a game-changer for high-income earners
• [02:00] Depreciation Basics – How the IRS allows you to deduct the theoretical wear and tear on a building over 27.5 years
• [04:30] What is Cost Segregation? – How a cost seg study reclassifies building components into 5, 7, or 15-year property
• [07:15] Bonus Depreciation – How to take 100% of accelerated depreciation in Year One (and why it's phasing out)
• [10:00] Real-World Example – A $100K investment generating $20K-$30K in Year One depreciation
• [12:30] Who Benefits Most? – High-income W-2 earners with passive income, real estate professionals, and diversified investors
• [14:45] Look-Back Cost Seg Studies – How to capture missed depreciation from prior years
• [16:15] Working with Your CPA – Questions to ask before investing in a deal with cost segregation
• [18:00] Recap & Action Steps – How to maximize tax benefits with cost segregation

Key Takeaways:

✅ Cost segregation accelerates depreciation by reclassifying building components into shorter schedules (5, 7, or 15 years)

✅ Bonus depreciation is phasing out: 60% (2024), 40% (2025), 20% (2026), 0% (2027)—timing matters

✅ High-income earners with passive income can use cost seg losses to offset that income tax-free

✅ Look-back studies let you retroactively capture missed depreciation from prior years

✅ Work with a Real Estate CPA to integrate cost seg into your long-term tax strategy—don't just chase deductions

Resources Mentioned:

Ready to start leveraging cost segregation and building a tax-efficient portfolio? Schedule a free consultation with CREI Partners: https://calendly.com/shelbi-creipartners/30min

Disclaimer:

This podcast is for educational and informational purposes only and does not constitute investment, tax, or legal advice. Always consult with your CPA, attorney, and financial advisor before making any investment or tax decisions.

• (00:00:01) - Building Passive Income
• (00:01:25) - Cost Segregation and Bonus Depreciation
• (00:07:38) - Cost segregation and Bonus Depreciation

Learn how to evaluate real estate markets like a pro. Population growth, job growth, supply & demand, and more with CREI Partners.

Location, location, location. You've heard it a million times. But what does it actually mean when you're investing in a syndication?

In this episode, CREI Collin breaks down his six-factor framework for evaluating real estate markets before investing. From population growth and job diversification to landlord-tenant laws and infrastructure development, you'll learn how to identify markets positioned for long-term growth—and avoid the ones that aren't.

Whether you're comparing primary, secondary, or tertiary markets, this episode gives you the data-driven tools to invest with confidence.

In This Episode, You'll Learn:

• [00:00] Introduction – Why market fundamentals matter more than any single deal
• [02:00] Population Growth – The #1 indicator of long-term demand and how to track it
• [05:15] Job Growth & Economic Diversification – Why high-paying, diversified jobs drive rent growth and market resilience
• [08:30] Supply & Demand Dynamics – How to identify overbuilding and avoid markets with too much new construction
• [11:00] Landlord-Tenant Laws – Why Texas, Florida, and Georgia are landlord-friendly vs. California, New York, and Oregon
• [13:15] Infrastructure & Development – Leading indicators like new highways, airports, and corporate relocations
• [15:30] Primary, Secondary, Tertiary Markets – Understanding risk and return profiles by market type
• [17:45] Real-World Example – Comparing two markets side-by-side using the six-factor framework
• [19:30] Recap & Action Steps – How to run your own market analysis

Key Takeaways:

✅ Population growth is the single most important indicator of long-term housing demand

✅ Job growth in high-paying, diversified industries (tech, healthcare, finance) drives rent growth and resilience

✅ Watch for overbuilding—strong fundamentals don't matter if supply outpaces demand

✅ Landlord-friendly states like Texas, Florida, and Georgia reduce risk and protect cash flow

✅ Infrastructure projects and corporate relocations are leading indicators of future growth

Resources Mentioned:

Ready to start evaluating markets and building your passive income portfolio? Schedule a free consultation with CREI Partners: https://calendly.com/shelbi-creipartners/30min

Disclaimer:

This podcast is for educational and informational purposes only and does not constitute investment, tax, or legal advice. Always consult with your CPA, attorney, and financial advisor before making any investment or tax decisions.

• (00:00:01) - Building Passive Income
• (00:01:25) - Market Analysis: Landlord Tenant Laws, Jobs
• (00:07:19) - Primary, Secondary and Tertiary Markets
• (00:11:02) - building a passive income portfolio