Learn how to build and deploy passive loss carryforwards to offset passive income for decades. Your secret tax weapon with CREI Partners.

Most investors think tax benefits only matter in the year you take them. They're wrong.

In this episode, CREI Collin reveals one of the most underrated and misunderstood tax strategies in real estate investing—passive loss carryforwards. You'll learn how to build, track, and strategically deploy passive loss carryforwards to offset passive income and capital gains for decades.

This is the final piece of the tax puzzle, and it's the foundation of "The Beautiful Cycle"—a 10-20-30 year wealth-building strategy that combines depreciation, carryforwards, and strategic exits.

In This Episode, You'll Learn:

• [00:00] Introduction – Why passive loss carryforwards are the most underrated tax strategy in real estate
• [02:00] What Are Passive Loss Carryforwards? – How passive losses accumulate and carry forward indefinitely
• [04:30] Why They're So Powerful – Building a 10-20 year tax shield for future passive income and capital gains
• [07:00] The Beautiful Cycle – The four-phase framework: Accumulation, Cash Flow, Exit & Reinvestment, Financial Independence
• [11:00] Tracking Your Carryforwards – Why your CPA must track them every year (and what to do if they're not)
• [13:00] Real-World Example – How a $500K portfolio generates $150K in carryforwards over 5 years
• [15:30] Depreciation Recapture – How carryforwards offset recapture tax when you sell
• [17:00] Maximizing the Benefit – Five strategies to build and deploy carryforwards strategically
• [19:00] Recap & Action Steps – Questions to ask your CPA about your passive loss carryforwards

Key Takeaways:

✅ Passive losses carry forward indefinitely until you have passive income to offset or you sell the investment

✅ The Beautiful Cycle is a four-phase, multi-decade strategy for building and deploying carryforwards

✅ Track your carryforwards religiously—work with a Real Estate CPA who understands passive loss rules

✅ Use carryforwards to offset passive income, capital gains, and depreciation recapture

✅ Invest consistently, prioritize cost segregation, and plan your exits strategically

Resources Mentioned:

Ready to build a tax-efficient passive income portfolio with strategic carryforward planning? Schedule a free consultation with CREI Partners: https://calendly.com/shelbi-creipartners/30min

Disclaimer:

This podcast is for educational and informational purposes only and does not constitute investment, tax, or legal advice. Always consult with your CPA, attorney, and financial advisor before making any investment or tax decisions.

• (00:00:01) - Building Passive Income With CRA Colin
• (00:01:09) - Passive Loss Carveforwards
• (00:04:07) - The Beautiful Cycle of Passive Loss Carryforwards
• (00:08:07) - Passive Loss Carveforwards
• (00:09:00) - Passive Loss Carriageforwards
• (00:10:27) - Passive Loss Carveforwards
• (00:12:01) - Building Passive Income