Showing results by narrator "JOSEPH DURIKA" in All Categories

Do you ever hear - or worry - that an insurance company will not pay a claim because coverage is excluded? In order to know how claims are paid, you need to understand the policy's insuring agreements and exclusions. In this book, attorney and insurance professional Dwight M. Kealy explains the insuring agreements in Coverage A, B, and C. He gives memorable examples of every standard exclusion - and some significant non-standard exclusions. He explains every supplementary payment, and he explains how policy limits impact how claims are paid.

Glory Lost and Found: How Delta Climbed from Despair to Dominance in the Post-9/11 Era tells the story of Delta's dramatic tumble into bankruptcy and how it climbed its way back to pre-eminence despite hurricane-force headwinds: high fuel prices, a hostile takeover bid, relentless competition, economic meltdowns, and geopolitical shocks.

The most difficult and lingering problems that arise within organizations do not result from lack of some commodity such as money, machinery, materials, time, ideas, or expertise. If we follow a particular problem back to its roots, we often find that it is actually a "people problem". Somewhere along the line, somebody is angry, resistant, needy, passive, unthinking, obstructive, or in pain.

Cyber-risk, climate change, and terrorism are all man-made risks. Daniel Wagner and Dante Disparte, two leading authorities in global risk management, make a compelling case for the need to bring traditional approaches to risk management and decision-making into the 21st century.

Are you excited about planning your next trip? Do you want to try something new? Would you like some guidance from a local? If you answered yes to any of these questions, then this Greater Than a Tourist book is for you. Greater Than a Tourist - San Francisco California USA by Tom Peterson offers the inside scoop on San Francisco from the point of view of someone who lived there for many years.

This memoir tells the story of Dr. Joseph Sebarenzi, whose parents, seven siblings, and countless other family members were among 800,000 Tutsi brutally murdered over the course of 90 days in 1994 by extremist Rwandan Hutu - an efficiency that exceeded even that of the Nazi Holocaust. Outbreaks of ethnic violence had been occurring in Rwanda since colonial times when the Belgians ruled the region. As a child, Sebarenzi twice hid with his mother during episodes of killing, narrowly escaping with his life.

Almost any event can increase a trader, investor, or lender's cross-border risk. An unexpected resignation, a terrorist act, or a currency collapse can completely transform the political and economic landscape of a country, a region, or the world. Since the advent of globalization, politics and economics have been forever entwined, sometimes resulting in calamitous outcomes.

Mention The Phantom of the Opera at a dinner party, and each guest will have his or her own vivid, almost visceral, recollection of the tale of a disfigured musical genius and his unrequited love for a beautiful, young singer. Someone will undoubtedly pantomime the famous scene from the silent era film in which Mary Philbin (as Christine Daae) sneaks up behind the Phantom, while he is playing the organ in his subterranean lair, and unmasks the great Lon Chaney, revealing his horribly disfigured face to the audience and her.

The complete award-winning Sam & Laura Saga. Follow their story as they struggle on the American plains of the mid-1800s.

Growing up in the charming South, Brandon Russell didn't realize what life had in store for him. A chance meeting planted the seed that would forever change his course. Graduating from college armed with the lofty goal of changing the world, Brandon tells the story of how he came to know fame. It wasn't until Brandon lost his father to cancer did he realize his father's actual tools would give him his true calling in life.

This study, unique in its focus on the impact of the COVID-19 pandemic on churches, congregational ministries, leaders, and clergy, seeks to understand how churches adapted. It examines the ministry models that individual churches employed to maintain congregational health and their potential for ensuring future church health and sustainability.

Welcome to "Franchise Prize?", your comprehensive guide to the world of modern franchising. In this audiobook, we'll explore the intricate landscape of franchise businesses, uncovering what separates the winners from the losers in this popular business model. We'll begin by tracing the rich history of franchising, from its humble beginnings to the global phenomenon it is today. You'll gain insights into how this business model has evolved and adapted over time.

Walter, is a drifter, a hobo who left his home because he was haunted by the memories of his departed wife and son. He abandoned everything, his house, his cars, and his job. He wandered aimlessly and became a railroad bum. A warmth in his chest guides his steps toward a heartwarming conclusion fit for the magic of the holiday season.