Women are retiring with less super on average. But a few smart choices at the right moments can make a real difference.

In this episode, we unpack the gender super gap and the key life stages where super can take a back seat - from starting your first job to parental leave, to unexpected life changes and planning for retirement. Host Shane Hancock and Education Manager Michelle Kelada share simple tips to stay connected to your super and build confidence in your financial future.

Whether you’re early in your career or thinking about what’s next, this episode shows how small moves today can add up over time to help you make the most of the moments that count.

Want to learn more?

👉 Visit https://www.australiansuper.com/women

👉 Use the super projection calculator: https://www.australiansuper.com/calculator

For more tools, tips and resources from AustralianSuper, visit www.australiansuper.com

If you have a question you’d like answered on the podcast, send us a message at www.australiansuper.com/story

🎧 Subscribe now so you don’t miss an episode.

Before adding to your super, consider your financial circumstances, eligibility, contribution caps that may apply, tax issues and when your super can be accessed. We recommend you consider seeking financial advice.

Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. Fees may apply.

This may include general financial advice which doesn’t take into account your personal objectives, financial situation or needs. Before making a decision consider if the information is right for you and read the relevant Product Disclosure Statement, available at australiansuper.com/PDS or by calling 1300 300 273. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the TMDs at australiansuper.com/TMD. AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898.

See omnystudio.com/listener for privacy information.

It’s easy to focus on how much your super earns, but the real story is how much you keep. In this episode, we unpack the number behind the numbers and why it makes a big difference in how your super grows over time.

Host Shane Hancock and Education Manager Peter Treseder explain why this is one of the most meaningful ways to understand how your fund is working for you and how small differences today can have a big impact on your future balance. Plus, learn some simple steps you can take to stay in control of your super.

Want to learn more?
👉 Read about net benefit: https://www.australiansuper.com/superannuation/superannuation-
articles/2020/03/net-benefit-and-your-super
👉 Learn about investment options: https://www.australiansuper.com/investments/your-investment-options
👉 Use the Investment risk profiler tool: https://www.australiansuper.com/riskprofiler

For more tools, tips and resources from AustralianSuper, visit www.australiansuper.com
If you have a question you’d like answered on the podcast, send us a message at www.australiansuper.com/story

🎧 Subscribe now so you don’t miss an episode.

Past performance isn’t a reliable indicator of future returns. Before adding to your super, consider your financial circumstances, eligibility, contribution caps that may apply, tax issues and when your super can be accessed. We recommend you consider seeking financial advice.

This may include general financial advice which doesn’t take into account your personal objectives, financial situation or needs. Before making a decision consider if the information is right for you and read the relevant Product Disclosure Statement, available at australiansuper.com/PDS or by calling 1300 300 273. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the TMDs at australiansuper.com/TMD. AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898.

See omnystudio.com/listener for privacy information.

Adding extra to your super before the end of the financial year could help you save on tax, as well as boost your super balance. And there are a few ways to do so, depending on your personal circumstances. In this episode, host Shane Hancock sits down with Education Manager Michelle Kelada to discuss the different ways to add to super and the potential tax benefits of each.

For more information about adding extra to super, visit australiansuper.com/grow

If you’d like a different question answered in the podcast about how you could make the most of your super, we’d love to hear from you.

Complete the form at australiansuper.com/story

To find out more about AustralianSuper visit australiansuper.com

Before adding to your super, consider your financial circumstances, eligibility, contribution caps that may apply, tax issues and when your super can be accessed. We recommend you consider seeking financial advice. Some strategies discussed in this episode (including government co-contributions and potential tax benefits) are subject to eligibility criteria, contribution caps and your individual circumstances. The benefits described may not apply to all members of the Fund.

This information is general financial advice which doesn’t take into account your personal objectives, financial situation or needs. Before making a decision consider if the information is right for you and read the relevant Product Disclosure Statement, available at australiansuper.com/PDS or by calling 1300 300 273. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the TMDs at australiansuper.com/TMD. AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898.

See omnystudio.com/listener for privacy information.