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The International Money Café Show

The International Money Café Show

By: The International Money Cafe
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Foreign-born US citizens, green card holders (immigrants) in the US, and foreign nationals on temporary non-immigrant US visas face unique financial & US tax compliance challenges as they straddle multiple countries.

US expats living abroad face similar challenges, including dealing with US taxes and foreign obligations.

In the "The International Money Café Podcast" (A cross-border tax and finance podcast), Jane Mepham, CFP®, and Manasa Nadig, EA, address these unique challenges over a cup of coffee or chai, while also discussing life in the US.

Join them as they filter out the noise on cross-border taxes, cross-border finances, and life in the US, and save you hours combing the internet for information relevant to your situation.

Jane & Manasa, being foreign-born, can address these issues from a very personal, relatable point of view every other week, as they walk the same journey and pursue their own version of the American dream.

The views and opinions are those of the speakers and should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.The International Money Cafe Economics Education Personal Finance Politics & Government
Episodes
  • Ep 72: Living Abroad Won't Shake Your State Tax Shadow

    Ep 72: Living Abroad Won't Shake Your State Tax Shadow
    Jun 17 2026
    This conversation delves into the complexities of state tax obligations for U.S. citizens and green card holders living abroad.

    It highlights the common misconceptions about tax liabilities when moving overseas, emphasizing the importance of understanding state-specific rules and planning ahead to avoid unexpected tax bills.

    The discussion also covers strategies for cutting ties with states that impose income taxes and the significance of domicile in tax planning, particularly concerning estate taxes.

    Key Takeaways:
    • Some states don't let go of tax obligations easily.
    • Your relationship with your current state affects tax responsibilities.
    • States look at ties like driver's licenses and voter registrations. California and New York are known for aggressive tax policies.
    • Double taxation can occur if state taxes are not managed properly.
    • Establishing residency in a no-income-tax state can be beneficial.
    • Domicile is different from tax residency and affects estate taxes.
    • Working with a tax professional is crucial for compliance. Failing to meet state tax obligations can result in penalties and interest.


    Chapters
    • 00:00 Understanding State Tax Obligations for Expats
    • 12:59 Strategies to Cut State Ties Before Moving Abroad
    • 17:04 Navigating Domicile and Estate Taxes

    Episode Links and Resources

    • Ep 8: What Is English For "Domicile?"
    • State Apron Strings Still Attached Even While Living Abroad? Some Options Here!
    • State of Washington Estate Planning Rules


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    The IM Café Finance / Tax Roastery (Store) Is Live


    Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode.

    If you'd like to work with us on your finances or taxes, check out the process

    ---------------------------------------------------------------------------------

    Be sure to join the conversation by visiting our page: The International Money Cafe

    Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook.

    ------------------------------------------------------------------------------------
    The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
    Show More Show Less
    18 mins
  • Ep 71: DEMATS, PFICs & Provident Funds: What Indians Moving To America Need To Know

    Ep 71: DEMATS, PFICs & Provident Funds: What Indians Moving To America Need To Know
    Jun 3 2026
    Manasa was a guest on The Expat Wealth podcast a few months ago, hosted by Richard Taylor. It was such an amazing conversation, and with Richard's permission, we are bringing it to you on this episode.Richard and Manasa Nadig discuss the financial landscape for Indian expatriates in America. They explore common financial assets, tax compliance issues, and the importance of pre-immigration planning. The conversation delves into specific financial tools such as bank accounts, retirement accounts, and the complexities of PFIC reporting.They also touch on real estate and inheritance considerations, emphasizing the need for proper reporting and planning to avoid pitfalls. Key TakeawaysUnderstanding the common financial assets for Indian expats is crucial. Bank accounts are the simplest financial tools to manage.PFICs can lead to punitive taxation if not reported correctly.Pre-immigration planning can help avoid financial pitfalls.Inheritance and gifts from India must be reported to the IRS.Real estate can be a valuable asset, but requires careful management.Insurance policies in India may have complex reporting requirements.The importance of understanding the differences in financial products across countries.Tax compliance is essential for maintaining good standing with the IRS. Seeking professional advice can help navigate cross-border financial issues. Chapters 00:00 Introduction to Indian Financial Assets in America07:12 Common Financial Tools for Indian Expats12:12 Understanding Bank Accounts and Reporting Requirements20:39 Navigating PFICs and Investment Accounts28:13 The Importance of Pre-Immigration Planning35:36 Real Estate and Inheritance Considerations40:00 Conclusion and Resources for Indian ExpatsEpisode Links and ResourcesExpatWealth Podcast With Richard TaylorEp 61: What Is English For "FATCA & FBAR" ReportingEp 55: What Is English For "Is It a PFIC or not?"-----------------------------------------------------------------------------The IM Café Finance / Tax Roastery (Store) Is LiveGrab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode.If you'd like to work with us on your finances or taxes, check out the process ---------------------------------------------------------------------------------Be sure to join the conversation by visiting our page: The International Money CafeOr by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook.------------------------------------------------------------------------------------The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
    Show More Show Less
    37 mins
  • Ep 70: What is English for "UK SIPP"?

    Ep 70: What is English for "UK SIPP"?
    May 20 2026
    In this episode, we discuss the complexities of the UK Self-Invested Personal Pension (SIPP) for U.S. residents with UK pensions.

    We explore the basics of SIPPs, their advantages, and the critical tax implications and reporting requirements for US residents who hold a SIPP.

    It's important to work with specialists to navigate these complexities and ensure compliance with both UK and US regulations.

    Key Takeaways
    • UK SIPPs are popular for consolidating old pensions.
    • An international SIP is a UK product for non-UK residents, since most UK providers won't accept foreign addresses.
    • SIPs are not treated the same as US retirement accounts.
    • The IRS does not classify UK SIPs as tax-advantaged.
    • The US-UK tax treaty can mitigate some tax issues.

    Chapters
    • 00:00 Understanding the UK SIPP
    • 05:46 Compliance and Reporting Requirements

    Episode Links and Resources

    • Ep 51: What Is English For "Tax Treaty?"


    -----------------------------------------------------------------------------

    The IM Café Finance / Tax Roastery (Store) Is Live


    Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode.

    If you'd like to work with us on your finances or taxes, check out the process

    ---------------------------------------------------------------------------------

    Be sure to join the conversation by visiting our page: The International Money Cafe

    Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook.

    ------------------------------------------------------------------------------------
    The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
    Show More Show Less
    11 mins
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