What if your money was secretly working against you?

In this special Traitors Edition of The Human First Podcast, Adrian Murphy, CEO of Murphy Wealth sits down with Oliver Bass, Financial Planner, to put three common financial strategies to the test. Cash, investing, and pensions, which one really gets you to your goal first?

Using a simple target of £120,000, they break down:

• Why cash often feels safest… but usually loses the race
• How investing can accelerate growth
• And why pensions often come out on top, not because of risk, but because of tax advantages and employer contributions

Three different strategies, one endgame.

This episode isn’t about hype or hot tips, it’s about understanding the rules of the game and making sure your money isn’t quietly betraying you.

This content is not financial advice. Please speak to a qualified financial adviser for guidance tailored to your circumstances.

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The Autumn Budget: What It Really Means

In this episode of the Human First podcast, Adrian Murphy and Neil Law break down the key changes from the Autumn Budget — and what they mean for business owners, investors, and high-net-worth families.

They cut through the noise to cover:

• Why you shouldn’t react in haste
• Higher taxes on business owners and property
• What salary sacrifice changes mean for pensions
• ISA reform and the shift from cash to investing
• VCT tax relief dropping to 20% — and why they’re still attractive
• What to expect from the Scottish Budget next

Their message is simple: don’t panic — plan.

If you have a financial question that’s keeping you up at night, send it in, we’ll tackle the biggest ones next.

Follow Adrian on LinkedIn: linkedin.com/in/adrianmurphyceo

Follow Adrian on Instagram: https://www.instagram.com/adrianhumanfirst/

Hosted on Acast. See acast.com/privacy for more information.

The Budget has been everywhere but how much of what you’ve heard is actually happening, and how much is just noise?

In this episode, Adrian Murphy sits down with Neil Law, Director of Financial Planning at Murphy Wealth, to separate fact from speculation and talk through what really matters for long-term planning.

Together, they unpack the most common questions people are asking right now:

• What will and won’t change after the Budget?
• What could pensions and inheritance tax look like in the coming years?
• Where might tax tweaks actually land?
• And the big one: what’s the smartest move right now?

Neil gives straight answers. Adrian pushes for what this means in real terms. And together they explain why staying calm, informed, and focused on your long-term plan is more powerful than reacting to headlines.

If you have a financial question that’s keeping you up at night, send it in, we’ll tackle the biggest ones next.

Follow Adrian on LinkedIn: linkedin.com/in/adrianmurphyceo

Follow Adrian on Instagram: instagram.com/adrianmurphytri

Hosted on Acast. See acast.com/privacy for more information.