What if your 401(k) balance isn’t the number you think it is? In this episode, Mike Riedmiller breaks down the often‑overlooked impact of taxes on retirement accounts and shares practical ways retirees can create reliable income for life. From Roth strategies to income planning, real client stories, and the truth behind the long‑standing “4% rule,” Mike explains how to approach retirement with clarity and confidence. Whether you're nearing retirement or already there, this conversation sheds light on smarter, more intentional planning for the years ahead.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.

Taxes may be the biggest financial surprise waiting for you in retirement. On this episode, Mike Riedmiller breaks down why being proactive—especially with Roth strategies, RMD timing, and coordinated planning—can make all the difference. Mike explores how couples can work together on money decisions, why organization is essential, and how to build income confidence through Social Security, pensions, annuities, and more. Whether you're nearing retirement or already there, this conversation helps you think differently about protecting what you’ve built.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.

Millions of Americans are heading into retirement unsure of who to trust with their financial future — and the risks are bigger than they realize. In this episode, Mike Riedmiller breaks down the red flags to watch for, the hidden fees most people overlook, and why proper licensing matters when choosing an advisor. He also shares real stories of retirees navigating market uncertainty, income planning, and the rising cost of longevity. From portfolio X‑rays to creating diverse income streams, this episode highlights what it takes to build confidence and clarity heading into retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.

A surprising truth about retirement spending could change how you plan your future. On this episode, Mike Riedmiller dives into the realities of spending volatility, rising inflation, outdated financial strategies, and why income planning—not guesswork—is the anchor of a stable retirement. From market risks to over‑concentration in trend stocks, they break down what today’s retirees must understand to stay protected and confident. Practical insights, relatable stories, and clear guidance make this a must‑listen for anyone nearing retirement or reassessing their financial footing.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.

Is your portfolio’s biggest risk the clock, not the market? The conversation covers de‑risking after 50, building buffers with safer assets, and a methodical approach to fear‑and‑greed cycles. It examines evolving plans amid AI hype, longevity advances, inflation and stagflation worries, and why headlines shouldn’t steer decisions. Practical considerations span allocation, income, taxes, healthcare, and legacy—eschewing one‑size‑fits‑all thinking—so strategies evolve with real‑world change.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.

Are Gen Xers heading for a retirement crisis, or can smart planning turn anxiety into confidence? This episode dives into the fears and realities facing those nearing retirement—insufficient savings, market volatility, and the looming tax trap. Certified Financial Fiduciary Mike Riedmiller shares actionable strategies for building a solid financial blueprint, managing risk, and maximizing income sources. Discover why having a plan is essential, how annuities and tax planning can offer peace of mind, and what steps you can take today to secure your future.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.

RMD season is here—are you ready for the tax trap hiding in your 401(k) and IRA? Mike Riedmiller unpacks choices around taking only the minimum vs. more, Roth conversions, and the penalties for getting RMDs wrong. Plus: planning for unexpected early retirement, balancing risk in a frothy market, and why working a bit longer can strengthen your income plan.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.

What if your retirement plan is built on myths that could cost you more than you think? Discover how everyday misconceptions—like spending less in retirement or relying solely on Social Security—can derail your future. Host Mike Riedmiller break down the real mistakes people make, from underestimating healthcare costs to choosing cookie-cutter portfolios. Learn why personalized strategies, candid conversations, and a balanced approach are essential for lasting confidence. Tune in for practical insights and a fresh perspective on retiring smarter—plus, a few cookies and laughs along the way.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.