What if your 401(k) balance isn’t the number you think it is? In this episode, Mike Riedmiller breaks down the often‑overlooked impact of taxes on retirement accounts and shares practical ways retirees can create reliable income for life. From Roth strategies to income planning, real client stories, and the truth behind the long‑standing “4% rule,” Mike explains how to approach retirement with clarity and confidence. Whether you're nearing retirement or already there, this conversation sheds light on smarter, more intentional planning for the years ahead.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.

Taxes may be the biggest financial surprise waiting for you in retirement. On this episode, Mike Riedmiller breaks down why being proactive—especially with Roth strategies, RMD timing, and coordinated planning—can make all the difference. Mike explores how couples can work together on money decisions, why organization is essential, and how to build income confidence through Social Security, pensions, annuities, and more. Whether you're nearing retirement or already there, this conversation helps you think differently about protecting what you’ve built.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.

Millions of Americans are heading into retirement unsure of who to trust with their financial future — and the risks are bigger than they realize. In this episode, Mike Riedmiller breaks down the red flags to watch for, the hidden fees most people overlook, and why proper licensing matters when choosing an advisor. He also shares real stories of retirees navigating market uncertainty, income planning, and the rising cost of longevity. From portfolio X‑rays to creating diverse income streams, this episode highlights what it takes to build confidence and clarity heading into retirement.

To schedule your complimentary portfolio review with Riedmiller Wealth Management visit www.smartretirementradio.com

Mike Riedmiller, President of Riedmiller Wealth Management joins you on Smart Retirement Strategies each week to break down retirement planning, personal finance, taxes, estate planning, and wealth management. Listen as Mike Riedmiller talks about his passion for financial planning, helping people, the importance of holding a fiduciary standard, and offers up transparent advice.

See omnystudio.com/listener for privacy information.