One of the most common questions Nick is asked as a financial planner is:
Should you consolidate your pensions?

In this episode of The Retirement Lounge, Nick walks through the pros and cons of pension consolidation, helping you understand when it can make sense and when it could be a costly mistake.

This episode isn't advice, but it will help you ask better questions and understand what to look out for before taking action.

Listen now to decide whether pension consolidation could be right for you and when professional advice really matters.

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Every year, financial analysts, commentators, and experts make bold predictions about markets, the economy, and what's coming next.
But how accurate are they really?

In this episode of The Retirement Lounge, Nick is joined by three rockwealth advisers, Tim Horrocks, Chris Wallsgrove, and David Bowen, to make their own tongue-in-cheek predictions for the year ahead.

From stock markets to sporting outcomes, the conversation highlights just how difficult forecasting really is, and why even the most confident predictions are often no more than educated guesses.

The twist?
They'll be revisiting these predictions at the end of the year to see who was closest… and who was wildly off.

A light-hearted but important reminder of why long-term financial planning matters more than short-term predict

Generation X is approaching retirement differently from any generation before them.

In this episode of The Retirement Lounge, Nick is joined by Martin Lines, Development and Events Director at Just, to explore how Gen X is navigating retirement while balancing work, family, and caring responsibilities.

This is a thoughtful, wide-ranging conversation about what retirement really looks like today and why flexibility, planning, and perspective matter more than ever.

🎧 Listen now on The Retirement Lounge.

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Connect with Martin Lines