What does it take to create a retirement income plan that lasts a lifetime? In this episode of Finishing Well, Certified Financial Planner Hans Scheil and Robby Dilmore continue the Financial Plan Series by exploring how retirees can build a reliable income stream that supports both their needs and their dreams.

Hans explains the importance of planning from the ground up—starting with essential living expenses, adding lifestyle goals, and then creating a strategy designed to provide dependable income throughout retirement. Learn how Social Security, annuities, investments, tax planning, and estate considerations all work together to form a comprehensive retirement income plan.

Drawing inspiration from the biblical account of Elijah and the widow, this conversation highlights the value of faith over fear when making financial decisions. Whether you're approaching retirement or already retired, this episode offers practical insights to help you gain confidence that your income can keep pace with life's challenges and opportunities.

Before enjoying retirement, it's important to understand one of the largest assets many retirees own—their IRA and 401(k) accounts. In this episode of Finishing Well, Certified Financial Planner Hans Scheil and Robby Dilmore continue the Financial Plan Series by exploring how retirement savings fit into a comprehensive retirement strategy.

Hans and co-host Robbie Dilmore discuss the critical decisions retirees face regarding Required Minimum Distributions (RMDs), Qualified Charitable Distributions (QCDs), and Roth conversions. Using a real-life planning example, they explain how taxes, Medicare premiums, charitable giving, and legacy goals can all be impacted by the choices made with retirement accounts.

Whether you're approaching retirement, already taking distributions, or looking for ways to leave a tax-efficient inheritance for your loved ones, this episode provides valuable insights to help you make informed decisions and avoid costly mistakes.

Tune in to learn how strategic planning today can help you maximize your retirement income, reduce taxes, support the causes you care about, and finish well.

What happens when an unexpected health event threatens to derail years of careful retirement planning? In this episode of Finishing Well, Certified Financial Planner Hans Scheil and co-host Robby Dilmore explore one of the most important—and often overlooked—components of a successful retirement strategy: long-term care insurance.

Drawing from both personal experience and financial planning expertise, Robby shares how a serious automobile accident highlighted the critical need for having resources available when you can no longer care for yourself or a loved one. Hans then walks listeners through the real-life financial planning case of Tom and Susan, a retired couple preparing for the next phase of life and evaluating how long-term care coverage fits into their overall retirement plan.

You'll learn:

• Why long-term care can quickly unravel an otherwise solid retirement strategy
• How long-term care decisions affect spouses, children, and future generations
• The advantages of tax-free long-term care benefits
• Strategies for using IRA assets to fund long-term care protection
• How hybrid life insurance and long-term care policies work
• The growing importance of home health care benefits
• Ways to protect retirement assets while maintaining flexibility and legacy goals

Whether you're approaching retirement or helping aging parents navigate care decisions, this episode provides practical insights into creating a financial plan that protects both your assets and your family.

Tune in to discover how planning ahead today can provide peace of mind for tomorrow.