A business sale typically doesn’t start with a plan. Most of the time, it begins with a call, a letter of interest, or a number that can suddenly make everything feel more complicated. In this conversation, Brian and Kelli sit down with attorney Matt Rabin to talk through what actually happens once interest turns into action, and why selling a business can bring far more than legal paperwork into the room.

They get into the realities most owners don’t think about ahead of time, like the emotional weight of due diligence, the overwhelm of long request lists or the importance of clean records, solid contracts, and intellectual property that belongs to the business. If you want to know what selling a business really asks of you beyond the headline number, this one is worth listening to.

Connect with us!

• Matt Rabin on LinkedIn
• Kelli Kiemle on LinkedIn
• Brian Spinelli on LinkedIn
• Halbert Hargrove Website

Losing a spouse reshapes the pace of life in ways that aren’t easy to explain until you’re in it.

In this conversation, Brian Spinelli CFP®, AIF®, Kelli Kiemle AIF®, and this week’s guest, Senior Wealth Advisor Samantha Garcia CFP®, AIF®, CDFA® talk through what tends to unfold during that first stretch when grief is still raw and the financial to-dos arrive sooner than anyone expects.

Samantha shares what she’s witnessed with the widows she supports: the value of slowing down before making any big decisions, the way cash flow shifts once one income is gone, and how calmer things may feel when beneficiaries, estate documents, and simple household details are already organized. She also opens up about the parts that can catch families off guard, like account lockups at custodians and the weight that falls on an unengaged spouse who suddenly has to take the lead.

Connect with us!

• Samantha Garcia on LinkedIn
• Kelli Kiemle on LinkedIn
• Brian Spinelli on LinkedIn
• Halbert Hargrove Website

There’s a moment in your 30s and 40s when money stops feeling theoretical and starts shaping your daily life. The home you buy, the debt you carry, the savings you manage to build, the risk you’re willing to take, all of it begins to influence your options, your stress levels, and even the way you picture the future.

In this conversation, Brian Spinelli, AIF®, CFP® and Kelli Kiemle, AIF® talk through the decisions that matter during these years. They share how their own housing stories went and the tradeoffs they’ve watched clients navigate, to give some perspective on how different things can be for everyone. They also revisit the advice they’d give their younger selves now that they’ve seen how life, family, and career growth played out.

If you’re balancing mortgages, savings goals, unexpected expenses, or the pressure to “get ahead,” this episode can give you a calm, clear way to think about the decade you’re in and the years still coming.

Connect with us!

• Kelli Kiemle on LinkedIn
• Brian Spinelli on LinkedIn
• Halbert Hargrove Website