The FHA flipping rule is one of the most misunderstood aspects of real estate investing. In this guide, Deb explains how FHA loans affect house flips, including the mandatory 90-day waiting period, dual appraisal requirements, and tips for real estate agents and property investors to navigate FHA restrictions. Learn how to avoid costly mistakes, understand seller obligations, and plan successful flips while catering to FHA buyers.

In this podcast, Deborah breaks down down payment assistance options with a deep dive into the Idaho Housing program and how buyers can get into a home with as little as $500 out of pocket. She covers income limits, how the assistance loan works, stacking options with FHA, Conventional, VA, and USDA loans, and why this program can be a game changer for first-time and low-cash buyers. If saving for a down payment has been holding you back, this is a must-watch.

Manufactured homes and modular homes are often misunderstood, but they can be one of the smartest affordable housing options available today. In this podcast, Deborah breaks down the key differences between manufactured vs modular homes, how they’re built, how they’re appraised, and what financing options are available. She covers common myths about safety, value, and financing, explains HUD vs IRC building codes, and shows why these homes can be faster, more affordable, and more flexible than traditional stick-built houses. If you’re considering buying land, building a home, or looking for creative ways to enter the housing market, this episode is a must-listen.

In this episode, Deborah goes into detail on every step of the pre-qualification process.

In this episode, Deborah explains Loan Level Price Adjustments (LLPAs). She talks about the cost that they are to borrowers, and the fact that most borrowers don’t even know they are paying for them. She also talks about the possibility of LLPAs going away for a little while with the latest talk from Trump, and the huge benefit that would be to borrowers trying to buy and refinance.

In this episode, Deborah teaches about DSCR investment loans, aka: loans that help you buy an investment property without providing any income documents. She uses real numbers, and shows you how to invest in real estate now, so you can benefit from the cash flow later. If you want to invest in real estate, then this episode is for you!

In this episode, Deb is breaking down the question going around the internet: “What if we have a $10,000 less purchase price?” She gives different scenarios and uses real numbers to help you make informed decisions.

In this episode, Deb is explaining why we need mortgage insurance with a real life scenario and numbers.