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All Things Home Loans, Credit, and Real Estate

All Things Home Loans, Credit, and Real Estate

By: Regal Mortgage
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About this listen

All Things Home Loans, Credit & Real Estate breaks down the parts of homeownership no one ever explains, without the fluff or confusing jargon. Hosted by an experienced mortgage professional, Deborah Criddle also known as the Mortgage Queen, this podcast dives into home loans, credit strategy, real estate trends, and the financial decisions that shape your future. Whether you’re a first-time buyer, seasoned homeowner, real estate agent, or just trying to make smarter money moves, each episode delivers clear insights, real-world examples, and practical advice you can actually use. If you want to understand the “why” behind the numbers and feel confident navigating the path to homeownership and wealth, this is the show for you.

© 2026 All Things Home Loans, Credit, and Real Estate
Economics Personal Finance
Episodes
  • FHA Flipping Rule
    Mar 3 2026

    The FHA flipping rule is one of the most misunderstood aspects of real estate investing. In this guide, Deb explains how FHA loans affect house flips, including the mandatory 90-day waiting period, dual appraisal requirements, and tips for real estate agents and property investors to navigate FHA restrictions. Learn how to avoid costly mistakes, understand seller obligations, and plan successful flips while catering to FHA buyers.

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    15 mins
  • Down Payment Assistance - Get into a home with only $500
    Feb 24 2026

    In this podcast, Deborah breaks down down payment assistance options with a deep dive into the Idaho Housing program and how buyers can get into a home with as little as $500 out of pocket. She covers income limits, how the assistance loan works, stacking options with FHA, Conventional, VA, and USDA loans, and why this program can be a game changer for first-time and low-cash buyers. If saving for a down payment has been holding you back, this is a must-watch.

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    8 mins
  • Manufactured and Modular Home Loans
    Feb 20 2026

    Manufactured homes and modular homes are often misunderstood, but they can be one of the smartest affordable housing options available today. In this podcast, Deborah breaks down the key differences between manufactured vs modular homes, how they’re built, how they’re appraised, and what financing options are available. She covers common myths about safety, value, and financing, explains HUD vs IRC building codes, and shows why these homes can be faster, more affordable, and more flexible than traditional stick-built houses. If you’re considering buying land, building a home, or looking for creative ways to enter the housing market, this episode is a must-listen.

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    18 mins
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