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The Debt-Free Spending Plan
- An Amazingly Simple Way to Take Control of Your Finances Once and For All
- Narrated by: Walter Dixon
- Length: 7 hrs and 9 mins
- Categories: Money & Finance, Personal Finance
Summary
Anyone suffering under the crushing weight of debt knows how impossible it can seem to find a way out. It's overwhelming - and the more complicated the proposed solution, the harder it is to stick with it. That's why The Debt-Free Spending Plan is simple. It doesn't require sifting through chapters of high-minded financial advice or digging up your past spending history. It assumes you need help right now, and gives it to you. You will learn to: downsize expenses without feeling deprived; allocate money as it comes in and put together an easy-to-manage bill-paying plan; adjust for inevitable overspending; and, pay off debt without gouging expenses; and (believe it or not) start saving.
The plan is clear, easy, and takes just five minutes a day - and it doesn't matter if you make $14,000 or $14 million. With straightforward daily spending strategies and effortless expense tracking tools, you will soon find yourself on the road to financial freedom - all before the next billing cycle.
PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio.
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What listeners say about The Debt-Free Spending Plan
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- Amazon Customer
- 13-06-16
Changed my way of thinking
Not all the chapters were relevant to me however the ones that were helped me change my way of thinking and is getting me back on track to being debt free
1 person found this helpful
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Overall5 out of 5 stars
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Performance4 out of 5 stars
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Story5 out of 5 stars
- Kiki
- 18-01-13
Simple and realistic
What did you love best about The Debt-Free Spending Plan?
Most financial help books tell you to not use credit cards, pay down debt, and keep it that way. I think we all know that. We just don't know how to get there. The Debt Snowball is great, and it works, but only if you don't have a slip-up, and don't have a unexpected expense early in the process.
This book gives you a solid plan to tackle your spending, plan for unexpected expenses, and still live your life. She does recommend, at first, only paying the minimum balance -- or only what you can afford. The reason for this, and the key thing most authors miss out on, is that you did not accrue debt by throwing money in the street. You bought too many comic books, or clothes, or whatever. Most of us do not have superhuman will power. For those that do, this is not your book.
For the rest of us, the very first thing you need to do is to plan to live your life. And that includes having a very small bit of fun. At first. You can tackle the Snowball later, when you have practice living within your means. She provides detailed step-by-step instructions on how to set up a spending plan that you can actually live with.
10 people found this helpful
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- Frank
- 26-10-13
Life Changing
Would you recommend this audiobook to a friend? If so, why?
I would recommend this book to anyone that doesn't have the basics down. I really enjoyed this audio book. When I listened to this book, it touched base on all the things I was doing wrong. It helped me create a budget and really stick to you. It helped my partner and I.
What did you learn from The Debt-Free Spending Plan that you would use in your daily life?
How to create budgets, financial planning and saving. TOTALLY WORTH IT!
6 people found this helpful
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Overall4 out of 5 stars
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Performance4 out of 5 stars
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Story4 out of 5 stars
- Michelle
- 09-09-16
Comprehensive
I loved this book, comprehensive, clear and easy to follow only complaint I cant find the pdf any where it keeps referencing a pdf.
1 person found this helpful
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- Domingos Novela
- 31-08-17
Love it!!
Im so buying the actual book. Rich in content, deept. Is a must read/hear. Amazing
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- Amazon Customer
- 26-11-16
Easy listening and good actionable ideas
This book was easy to listen while performing my work. It also motivated me with ideas to improve my personal finances. I've always wanted to go on vacations or make major improvements and it was either done or not. The book provides a blueprint to plan for what you really want to do rather than do it in a reactive mode.