Showing results for "michael" in Money & Finance
-
-
Going Infinite
- The Rise and Fall of a New Tycoon
- By: Michael Lewis
- Narrated by: Michael Lewis
- Length: 8 hrs and 56 mins
- Unabridged
-
Overall
-
Performance
-
Story
Sam Bankman-Fried wasn't just rich. Before he turned thirty he'd become the world's youngest billionaire, making a record fortune in the crypto frenzy. CEOs, celebrities and world leaders vied for his time. At one point he considered paying off the entire national debt of the Bahamas so he could take his business there. Then it all fell apart.
-
-
Puff piece for a sociopath and conman
- By Alan Mahon on 05-10-23
-
Going Infinite
- The Rise and Fall of a New Tycoon
- Narrated by: Michael Lewis
- Length: 8 hrs and 56 mins
- Release date: 03-10-23
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
Big Mistakes
- The Best Investors and Their Worst Investments
- By: Michael Batnick
- Narrated by: Steve Menasche
- Length: 6 hrs and 13 mins
- Unabridged
-
Overall
-
Performance
-
Story
Investing can be a roller-coaster of highs and lows, and the investors detailed here reveal just how low it can go; stories from Warren Buffet, Bill Ackman, Chris Sacca, Jack Bogle, Mark Twain, John Maynard Keynes, and many more illustrate the simple but overlooked concept that investing is really hard, whether you're managing a few thousand dollars or a few billion. Failures and losses are part of the game. Much more than just anecdotal diversion, these stories set the basis for the book's critical focus: learning from mistakes.
-
-
Amazing Book
- By Kenzue jiu on 18-08-21
-
Big Mistakes
- The Best Investors and Their Worst Investments
- Narrated by: Steve Menasche
- Length: 6 hrs and 13 mins
- Release date: 25-01-19
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.89 or 1 Credit
Sale price: £12.89 or 1 Credit
-
-
-
The Bogleheads' Guide to Investing
- Second Edition
- By: Taylor Larimore, Mel Lindauer, Michael LeBoeuf, and others
- Narrated by: Barry Abrams
- Length: 10 hrs and 3 mins
- Unabridged
-
Overall
-
Performance
-
Story
The Bogleheads' Guide to Investing is a DIY handbook that espouses the sage investment wisdom of John C. Bogle. This witty and wonderful book offers contrarian advice that provides the first step on the road to investment success, illustrating how relying on typical "common sense" promoted by Wall Street is destined to leave you poorer. This updated edition includes new information on backdoor Roth IRAs and ETFs as mainstream buy-and-hold investments, estate taxes and gifting, plus changes to the laws regarding Traditional and Roth IRAs, and 401k and 403b retirement plans.
-
-
The message is clear and remains valid today.
- By Tone on 07-06-21
-
The Bogleheads' Guide to Investing
- Second Edition
- Narrated by: Barry Abrams
- Length: 10 hrs and 3 mins
- Release date: 24-07-19
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
The Big Short
- Inside the Doomsday Machine
- By: Michael Lewis
- Narrated by: Jesse Boggs, Michael Lewis
- Length: 9 hrs and 27 mins
- Unabridged
-
Overall
-
Performance
-
Story
The long-awaited follow-up to the global best-seller Liar's Poker, The Big Short tells a story of spectacular, epic folly. It has taken the world's greatest financial meltdown to bring Michael Lewis back to the subject that made him famous. His international best seller Liar's Poker exposed the greed and carnage of the City and Wall Street in the 1980s; he wrote it as a cautionary tale, but people seem to have read it as a how-to guide. Now, he wants to settle accounts.
-
-
A thriller that is still evolving into a nigthmare
- By Wras on 10-02-15
-
The Big Short
- Inside the Doomsday Machine
- Narrated by: Jesse Boggs, Michael Lewis
- Length: 9 hrs and 27 mins
- Release date: 15-03-10
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
The Innovator's Solution
- Creating and Sustaining Successful Growth
- By: Clayton M. Christensen, Michael E. Raynor
- Narrated by: Joel Leffert
- Length: 9 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
Clayton M. Christensen is a professor of business administration at Harvard Business School. Michael E. Raynor is a director at Deloitte Research. Together, they outline an innovative plan that urges businesses to create disruption rather than fleeing from it. Named one of 2003's Best Business Books by Business Week, this book is a Wall Street Journal and New York Times best seller.
-
-
This book is only for those that can be brave
- By Moony on 28-06-19
-
The Innovator's Solution
- Creating and Sustaining Successful Growth
- Narrated by: Joel Leffert
- Length: 9 hrs and 21 mins
- Release date: 05-01-07
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £20.99 or 1 Credit
Sale price: £20.99 or 1 Credit
-
-
-
No One Would Listen
- A True Financial Thriller
- By: Harry Markopolos
- Narrated by: Scott Brick, Harry Markopolos, Frank Casey, and others
- Length: 13 hrs
- Unabridged
-
Overall
-
Performance
-
Story
No One Would Listen: A True Financial Thriller is exactly what the title promises. This is more than another book about the Bernie Madoff scandal, this is a fast-paced, blow-by-blow, true-crime story that you have to hear to believe. In a true David and Goliath tale, the underdog number cruncher uncovers the largest financial fraud in history, and has to fight everything and everyone in the system to bring it down.
-
-
unexpectedly gripping
- By Marie on 06-02-24
-
No One Would Listen
- A True Financial Thriller
- Narrated by: Scott Brick, Harry Markopolos, Frank Casey, Neil Chelo, David Kotz, Gaytri Kachroo, Michael Ocrant
- Length: 13 hrs
- Release date: 09-07-20
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £18.99 or 1 Credit
Sale price: £18.99 or 1 Credit
-
-
-
Stock Investing for Dummies, 5th Edition
- 5th Edition
- By: Paul J. Mladjenovic
- Narrated by: Michael Butler Murray
- Length: 12 hrs and 30 mins
- Unabridged
-
Overall
-
Performance
-
Story
Updated with new and revised material to reflect the current market, this new edition of Stock Investing for Dummies gives you proven strategies for selecting and managing profitable investments, no matter what the conditions. You'll find out how to navigate the new economic landscape and choose the right stock for different situations - with real-world examples that show you how to maximize your portfolio.
-
-
Recommend
- By Daniel S. on 30-01-20
-
Stock Investing for Dummies, 5th Edition
- 5th Edition
- Narrated by: Michael Butler Murray
- Length: 12 hrs and 30 mins
- Release date: 30-07-19
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £16.00 or 1 Credit
Sale price: £16.00 or 1 Credit
-
-
-
Money Machine
- The Surprisingly Simple Power of Value Investing
- By: Gary Smith, Michael Larson
- Narrated by: Stephen R. Thorne
- Length: 8 hrs and 39 mins
- Unabridged
-
Overall
-
Performance
-
Story
There's no reason your money should be sitting in a bank account. By learning value investing, you can reap the rewards of consistent, reliable gains that can make you a millionaire by the time you retire. Don't just work for your money - put your money to work for you and retire in style.
-
Money Machine
- The Surprisingly Simple Power of Value Investing
- Narrated by: Stephen R. Thorne
- Length: 8 hrs and 39 mins
- Release date: 08-06-17
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £17.99 or 1 Credit
Sale price: £17.99 or 1 Credit
-
-
-
The Undoing Project
- A Friendship That Changed the World
- By: Michael Lewis
- Narrated by: Dennis Boutsikaris
- Length: 10 hrs and 17 mins
- Unabridged
-
Overall
-
Performance
-
Story
Daniel Kahneman and Amos Tversky met in war-torn 1960s Israel. Both were gifted young psychology professors: Kahneman a rootless son of Holocaust survivors who saw the world as a problem to be solved, Tversky a voluble, instinctual blur of energy. In this breathtaking new audiobook, Michael Lewis tells the extraordinary story of a relationship that became a shared mind: one which created the field of behavioural economics, revolutionising everything from Big Data to medicine.
-
-
Great writer finds a great topic
- By Judy Corstjens on 24-12-16
-
The Undoing Project
- A Friendship That Changed the World
- Narrated by: Dennis Boutsikaris
- Length: 10 hrs and 17 mins
- Release date: 06-12-16
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
The E-Myth Accountant
- Why Most Accounting Practices Don’t Work and What to Do about It
- By: Michael E. Gerber, M. Darren Root CPA CITP
- Narrated by: Michael E. Gerber, M. Darren Root
- Length: 5 hrs and 48 mins
- Unabridged
-
Overall
-
Performance
-
Story
By drawing on his decades of experience working with small-business owners, Michael Gerber is adding to his mega-selling E-Myth series with The E-Myth Accountant. This installment provides a one-of-a-kind system for transforming an accountant’s practice into a business positioned for long-term growth.
-
-
Not that great
- By Zia Shah on 02-06-13
-
The E-Myth Accountant
- Why Most Accounting Practices Don’t Work and What to Do about It
- Narrated by: Michael E. Gerber, M. Darren Root
- Length: 5 hrs and 48 mins
- Release date: 30-03-11
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
Running a Restaurant for Dummies
- By: Michael Garvey, Heather Dismore, Andrew G. Dismore
- Narrated by: Shawn Compton
- Length: 13 hrs and 18 mins
- Unabridged
-
Overall
-
Performance
-
Story
Even if you don't know anything about cooking or running a business, you might still have a great idea for a restaurant - and this handy guide will show you how to make your dream a reality. If you already own a restaurant, but want to see it get more successful, Running a Restaurant for Dummies offers unbeatable tips and advice for bringing in hungry customers. From start to finish, you'll learn everything you need to know to succeed.
-
Running a Restaurant for Dummies
- Narrated by: Shawn Compton
- Length: 13 hrs and 18 mins
- Release date: 22-10-19
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £16.00 or 1 Credit
Sale price: £16.00 or 1 Credit
-
-
-
Trade Wars Are Class Wars
- How Rising Inequality Distorts the Global Economy and Threatens International Peace
- By: Matthew C. Klein, Michael Pettis
- Narrated by: Bob Souer
- Length: 8 hrs and 32 mins
- Unabridged
-
Overall
-
Performance
-
Story
Trade disputes are usually understood as conflicts between countries with competing national interests, but as Matthew C. Klein and Michael Pettis show in this book, they are often the unexpected result of domestic political choices to serve the interests of the rich at the expense of workers and ordinary retirees. Klein and Pettis trace the origins of today's trade wars to decisions made by politicians and business leaders in China, Europe, and the United States over the past 30 years.
-
-
Impossible to hear this boring robotic narration
- By Anonymous User on 21-09-21
-
Trade Wars Are Class Wars
- How Rising Inequality Distorts the Global Economy and Threatens International Peace
- Narrated by: Bob Souer
- Length: 8 hrs and 32 mins
- Release date: 19-05-20
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
Rebellion, Rascals, and Revenue
- Tax Follies and Wisdom Through the Ages
- By: Michael Keen, Joel Slemrod
- Narrated by: Walter Dixon
- Length: 14 hrs and 28 mins
- Unabridged
-
Overall
-
Performance
-
Story
Governments have always struggled to tax in ways that are effective and tolerably fair. Sometimes they fail grotesquely, as when, in 1898, the British ignited a rebellion in Sierra Leone by imposing a tax on huts - and, in repressing it, ended up burning the very huts they intended to tax. Sometimes they succeed astonishingly, as when, in 18th-century Britain, a cut in the tax on tea massively increased revenue. Two leading authorities on taxation provide a fascinating and informative tour through these and many other episodes in tax history, both preposterous and dramatic....
-
-
rofl for nerds
- By Richard Tol on 28-07-23
-
Rebellion, Rascals, and Revenue
- Tax Follies and Wisdom Through the Ages
- Narrated by: Walter Dixon
- Length: 14 hrs and 28 mins
- Release date: 11-05-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £17.99 or 1 Credit
Sale price: £17.99 or 1 Credit
-
-
-
The Little Book of Trading
- Trend Following Strategy for Big Winnings
- By: Michael Covel
- Narrated by: Sean Pratt
- Length: 4 hrs and 38 mins
- Unabridged
-
Overall
-
Performance
-
Story
Market fluctuation is nothing new, but there is a set of rules and philosophies you can rely on to get the market back on your side, regardless of whether times are good or bad. Drawing on author Michael Covel's own extensive experience in the trading world, as well as tips and insights gathered from some of the world's most successful traders, this book identifies the tools, concepts, psychologies, and philosophies that will keep your money growing—and safe—even when the next bubble bursts or the next crisis hits.
-
-
Great Interviewing Techniques
- By Gary on 15-04-24
-
The Little Book of Trading
- Trend Following Strategy for Big Winnings
- Narrated by: Sean Pratt
- Length: 4 hrs and 38 mins
- Release date: 22-09-11
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £15.99 or 1 Credit
Sale price: £15.99 or 1 Credit
-
-
-
Money Management Skills
- By: Michael Finke, The Great Courses
- Narrated by: Michael Finke
- Length: 6 hrs and 9 mins
- Original Recording
-
Overall
-
Performance
-
Story
The goal of money management is to maximize our happiness at every stage of our lives. Whether you are a novice investor or a seasoned pro, starting your first job or contemplating retirement, these 24 straightforward lectures are an excellent primer for making successful financial decisions at every stage of your life. Professor Finke takes you on a tour of some of the most widely available financial products and tools, from mutual funds to life insurance to college savings accounts.
-
-
Useful but more relevant to those in the US
- By HonestSol on 05-02-18
-
Money Management Skills
- Narrated by: Michael Finke
- Series: The Great Courses: Business & Economics
- Length: 6 hrs and 9 mins
- Release date: 12-12-14
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
Think Twice
- Harnessing the Power of Counterintuition
- By: Michael J. Mauboussin
- Narrated by: Walter Dixon
- Length: 5 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
How to Stop Yourself Before You Make Another Costly Decision - No one intentionally makes bad decisions. Yet we make them all the time. In fact, some of the worst disasters in recent history - the collapse of major investment banks, the global financial meltdown - were the result of seemingly reasonable decisions made by a lot of smart people. How does this happen? Michael J. Mauboussin argues that the correct process for deciding well - especially when the stakes are high - conflicts with how our minds naturally work.
-
-
Extremely beneficial and beautifully narrated
- By Amr Elhadd on 29-09-20
-
Think Twice
- Harnessing the Power of Counterintuition
- Narrated by: Walter Dixon
- Length: 5 hrs and 21 mins
- Release date: 06-10-10
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £17.99 or 1 Credit
Sale price: £17.99 or 1 Credit
-
-
-
The Coming Bond Market Collapse
- How to Survive the Demise of the U.S. Debt Market
- By: Michael G. Pento
- Narrated by: Noah Michael Levine
- Length: 11 hrs and 59 mins
- Unabridged
-
Overall
-
Performance
-
Story
A book that is certain to spark controversy within the financial media and throughout the halls of government, The Coming Bond Market Collapse sounds a clarion call to investors, business leaders, and policymakers. Author Michael Pento, a noted adherent of the Austrian school of economics theories, compellingly argues that the United States is fast approaching the end stage of the biggest asset bubble in history.
-
-
Good foundation information
- By SP London on 13-01-23
-
The Coming Bond Market Collapse
- How to Survive the Demise of the U.S. Debt Market
- Narrated by: Noah Michael Levine
- Length: 11 hrs and 59 mins
- Release date: 27-07-20
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £18.99 or 1 Credit
Sale price: £18.99 or 1 Credit
-
-
-
Capitalism and Freedom, Fortieth Anniversary Edition
- By: Milton Friedman, Rose D. Friedman, Grover Gardner - prologue
- Narrated by: Michael Edwards
- Length: 7 hrs and 16 mins
- Unabridged
-
Overall
-
Performance
-
Story
How can we benefit from the promise of government while avoiding the threat it poses to individual freedom? In this classic book, Milton Friedman provides the definitive statement of his immensely influential economic philosophy - one in which competitive capitalism serves as both a device for achieving economic freedom and a necessary condition for political freedom.
-
-
Neoliberalism explained. Get to know your enemy!
- By Milan Topalov on 19-03-19
-
Capitalism and Freedom, Fortieth Anniversary Edition
- Narrated by: Michael Edwards
- Length: 7 hrs and 16 mins
- Release date: 06-06-17
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £16.99 or 1 Credit
Sale price: £16.99 or 1 Credit
-
-
-
The Tyranny of Merit
- What’s Become of the Common Good?
- By: Michael J. Sandel
- Narrated by: Michael J Sandel
- Length: 11 hrs and 17 mins
- Unabridged
-
Overall
-
Performance
-
Story
These are dangerous times for democracy. We live in an age of winners and losers, where the odds are stacked in favour of the already fortunate. Stalled social mobility and entrenched inequality give the lie to the promise that 'you can make it if you try'. And the consequence is a brew of anger and frustration that has fuelled populist protest, with the triumph of Brexit and election of Donald Trump.
-
-
a unified theory of discourse as we know it
- By Stuart Robertson on 05-11-20
-
The Tyranny of Merit
- What’s Become of the Common Good?
- Narrated by: Michael J Sandel
- Length: 11 hrs and 17 mins
- Release date: 10-09-20
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £12.99 or 1 Credit
Sale price: £12.99 or 1 Credit
-
-
-
Innovation and Entrepreneurship
- By: Peter F. Drucker
- Narrated by: Michael Wells
- Length: 9 hrs and 31 mins
- Unabridged
-
Overall
-
Performance
-
Story
This is the first book to present innovation and entrepreneurship as a purposeful and systematic discipline. It clearly explains and analyzes the challenges and opportunities of America's new entrepreneurial economy. Peter Drucker, the most influential and widely-read thinker and writer on modern organizations, gives us a superbly practical book that explains what established businesses, public service institutions, and new ventures have to know, have to learn, and have to do in today's economy and marketplace.
-
-
Seminal work in Innovation but awful narration
- By Mr. P. A. Gower on 05-02-14
-
Innovation and Entrepreneurship
- Narrated by: Michael Wells
- Length: 9 hrs and 31 mins
- Release date: 15-12-99
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £15.99 or 1 Credit
Sale price: £15.99 or 1 Credit
-