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Wise and Shine

Wise and Shine

By: The Financial Coconut
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. We believe perspectives shape a rounder thinker. In this series, we bring on interesting, relevant people to help you learn better from various perspectives. Life is not always about learning from people that you already agree with.


Join Reggie and SGBudgetBabe Dawn as we banter about the latest disputes out there, seeking to derive some good tangible lessons to help you develop as a person. May we thrive in this modern world!


Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.



Hosted on Acast. See acast.com/privacy for more information.

Copyright 2021 All rights reserved. Career Success Economics Personal Development Personal Success
Episodes
  • The Career Advice HR Will Never Tell You: Build Skills Outside Your Job [W&S 155]

    The Career Advice HR Will Never Tell You: Build Skills Outside Your Job [W&S 155]
    Feb 1 2026

    What if you’re doing everything “right” - climbing the ladder, hitting milestones, building stability, but deep down… success still doesn’t feel secure?

    We dig into a growing mid-career reality: more professionals are quietly building skills outside their job; not because HR asked them to, but because they’re trying to protect their future.

    Because in today’s world, even the most stable job can start feeling… temporary.

    This episode’s guests:

    • Dawn - Author of Take Back Control of Your Money and host of Wise & Shine (but today, she’s in the hot seat sharing her personal journey)
    • Roy Teo - A comms & marketing professional of 18 years who made a bold pivot into real estate advisory (and hasn’t looked back since)

    We unpack:

    • Why mid-career professionals are upskilling even when things seem “fine”
    • The moment “job security” starts feeling like an illusion
    • What corporate life teaches you… and what it never will
    • The uncomfortable truth about visibility, personal branding, and being seen

    The mindset shift that makes skill-building possible (even when you’re exhausted)

    This isn’t another “hustle harder” conversation.

    It’s about optionality. It’s about resilience.

    And it’s about building the kind of skills that no one can take away from you, no matter what the economy, tech, or workplace throws next.

    Tune in and discover why the smartest professionals aren’t waiting until it’s too late.


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
    Show More Show Less
    34 mins
  • $5000/Month?! The True Cost of Raising a Child in Singapore [W&S 154, Sponsored by OCBC]

    $5000/Month?! The True Cost of Raising a Child in Singapore [W&S 154, Sponsored by OCBC]
    Jan 25 2026
    Before kids, you spent freely. After kids, every dollar has a new purpose.But what if the biggest financial shock of parenthood isn't the tuition fee, but something you never saw coming?Join our host, SG Budget Babe, as she sits down with three parents from vastly different life stages to uncover the raw, unvarnished truth about how raising a family fundamentally reshapes your financial world and your emotional well-being. This isn't just about diapers and college funds, it's about the invisible cost of care and the guilt that comes with it.Tune in to hear:Eric Lim, Founder of Parendigm Movement, a seasoned author and coach with a 21-year-old, reveals the single most expensive stage of a child's education that blindsided him.Iman Ibrahim, a Divorce lawyer of 20 Years and single mom, spills the tea on the surprising healthcare cost that left her shocked and questioning the system.Howie Tan, Co-founder of Kintsugi Investing School, and father to a a 6 year old, navigates the early years and the "sandwich generation," shares the emotional cost of being present and the revenue he sacrifices to be a better father.Discover the one thing all three guests stopped spending money on the moment they became parents.Learn how to manage the inevitable parental guilt that comes with every financial decision.Don't miss this essential conversation on how to achieve financial wellness while navigating the ever-changing realities of family life.Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
    Show More Show Less
    40 mins
  • The 100-Year Life: Is Your Retirement Plan Still Valid? [W&S 152, Sponsored by OCBC]

    The 100-Year Life: Is Your Retirement Plan Still Valid? [W&S 152, Sponsored by OCBC]
    Jan 18 2026
    "How would you spend the extra 20 years?"It's not a hypothetical question anymore; it's a demographic certainty. We are all living longer, and the traditional three-stage life of study, work, retire is officially obsolete. But what does a 100-year life truly look like, and how do we prepare for a future that is fundamentally different from the one our parents knew?Dive into the seismic shift of longevity, exploring the financial, career, and personal implications of a life that stretches far beyond the conventional timeline.You’ll hear from:Sher-li Torrey, founder of Moms at Work, on navigating the caregiver years and reclaiming your life beyond them.Brandon Lee, Assistant Chief Executive of Workforce Singapore, on redesigning careers and embracing portfolio living in a 100-year lifespan.Pui Wah Loh, a “vintage” professional who retired at 61 and is now reshaping what it means to live with purpose in your third act.We dive into:Why living longer means taking more risks—especially when you’re younger.How to balance time, health, and wealth across different life stages.The power of experimentation, failure, and self-reflection in crafting a meaningful longer life.Whether you’re in your 20s, navigating mid-life, or reimagining retirement, this conversation will challenge how you think about your future—and inspire you to design it with intention.Don’t miss this eye-opening discussion.Tune in now and start rethinking your extra 20 years.Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
    Show More Show Less
    53 mins
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