When Climate Change Hits Property Insurance Coverage: A Conversation with Alice Hill
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When Climate Change Hits Property Insurance Coverage: A Conversation with Alice Hill
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In this episode of Brief Encounters, Christina Bonanni, Counsel at Clean Energy Counsel interviews Alice C. Hill, the David M. Rubenstein Senior Fellow for Energy and Environment at the Council on Foreign Relations about the growing strain climate change is placing on the insurance market. Alice explains that the increasing frequency and severity of disasters, such as wildfires, floods, and storms, are making it more difficult for insurers to accurately price risk, leading to higher premiums, reduced coverage, or complete withdrawal from high-risk areas.
These challenges are reshaping the property insurance landscape and raising fundamental questions about the long-term viability of traditional risk-spreading models. But with heightened awareness comes an opportunity to learn, innovate, and build resilience, starting at the community level and scaling upward, ultimately positioning society to not only respond to climate risks but to shape a more sustainable and prepared future.
Please note, the positions and opinions expressed by the speakers are strictly their own, and do not necessarily represent the views of their employers, nor those of the D.C. Bar, its Board of Governors or co-sponsoring Communities and organizations.