“What Percentage of Income Should I Save for Retirement?”
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“What Percentage of Income Should I Save for Retirement?”
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About this listen
I walk through the popular “save 20% of your income for retirement” guideline and why that number is only a starting point. The real conversation is about your life, your priorities, and the tradeoffs you want to make. In this episode:
- Why 20 percent is a rule of thumb, not a rule
- The role of employer retirement contributions
- How lifestyle choices shape your savings rate
- Early retirement goals
- Why cost of living & inflation matter more than a single number
- Situations where saving less than 20% still works
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