A salary is just a salary until you give it direction. That idea is the foundation of City Girl Savings, which Raya Reaves started in 2015 after realizing she didn't have to give up travel, dinners out, or nice things to reach her financial goals. On this episode of Five Seats, Dr. Kelsy Vick sits down with Raya, a finance graduate who spent time at a major financial institution and now coaches women one on one.

Raya explains why your self worth is not your net worth, how to audit your spending before you change anything, and why she skips the pie chart budget in favor of one built around what you actually value. She also covers the work benefits most of us leave on the table, why autonomy is the biggest reason women should understand their money, and how to start investing without watching it every day.

We close, as always, with the five people Raya would seat at her own dinner party: Emma Grede, who inspires her with her work ethic and how she lifts up other women; Eckhart Tolle, whose book The Power of Now changed how she sees the world; Sandra Bullock, the friend she hasn't met yet; Tori Dunlap, for growing her business into investing in other women's businesses; and a tie for her first call before a big purchase, depending on whether she wants to be talked out of it or cheered on.

Five Seats is a dinner party style interview series from By Maven Media, where ambitious women share how they earned their seat in the room and who they'd want at their own table. New episodes every Tuesday.

This episode is for educational purposes only and is not financial advice.

Raya Reaves: https://www.instagram.com/citygirlsavings/

Website: https://citygirlsavings.com/

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This week we're pulling up a chair for an expert dinner party with Dr. Aumatma Simmons, a double board certified Naturopathic Doctor and Endocrinologist who has spent close to twenty years in fertility medicine. We get into the real data behind the "fertility drops off a cliff at 35" narrative, what her Restorative Fertility approach actually means, the stress and toxin connections to fertility, and Dr. Aumatma shares one of the tools she gives her own patients to help access their parasympathetic nervous system! This conversation was so healing for me, and I’m so excited to share it with you!

Dr. Aumatma Instagram: https://www.instagram.com/holisticfertilitydoctor

Dr. Aumatma Youtube: https://www.youtube.com/c/HolisticFertilityExpert

Dr. Aumatma Clinic: https://holisticfertilityinstitute.com/

Free Fertility Resource: madrefertility.com

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Dr. Karen Cogan has spent 35 years helping athletes perform when it matters most. She has worked with the US Olympic and Paralympic Committee and traveled with Team USA to eight Games. Her work rests on one idea: the mind gets trained just like the body, with consistent practice, a plan, and a plan for when the plan falls apart.

On this episode of Five Seats, Dr. Kelsy Vick sits down with Dr. Karen to talk about the biggest misconception about mental training, how mindfulness and mental imagery actually work, and why the field has moved away from just “thinking positive.” Dr. Karen walks through her what if workshops, which prepare athletes for everything from a forgotten credential to a delay right before their turn. She also explains how she’s using virtual reality and AI to help athletes prepare for venues they’ve never seen, and what a home Games at LA 2028 could mean for the athletes heading there. Along the way, they look at how these same tools apply to a big presentation, a job interview, or any day that doesn’t go to plan.

Then Dr. Karen answers the Five Seats close differently than any guest so far: she fills her table with five generations of women from her own family.

Five Seats is a dinner party style interview series from By Maven Media, where ambitious women share how they earned their seat in the room and who they’d want at their own table. New episodes every Tuesday.

Welcome to the dinner party!

Five Seats Instagram

Dr. Kelsy Vick Instagram

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Smart Girl Newspaper

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Five Seats: Reserve your seat on Spotify. (Apple coming soon!)

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