Jay Lawrence is a Wealth Manager at Rathbones who look after £110 Billion for their clients. He joins us to discuss why buying a house is the worst money move in 2026 plus what he thinks is the better one to make for most people.

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Resources

Why the Golden Age of property is over 👉🏼 https://www.schroders.com/en-gb/uk/intermediary/insights/why-cash-is-riskier-than-stock-market-investing/

Chapters

00:00 - The Property Ladder Is Dead
04:08 - Renting vs Buying: Do The Maths
11:47 - The UK's £1.5 Trillion Mistake
14:53 - ISA Millionaires Don't Use Cash ISAs
17:15 - State School To Rathbones
25:29 - Why £300 Beats £400
29:51 - The "Doing Everything Right" Trap
40:08 - Your First Move
43:59 - The Gateway Drug
46:44 - He Locked His Mum Out
51:10 - Why Crashes Are A Gift

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

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