Dr. Carmen Delia Ortiz, creator and host of the Transcendent Money Podcast shares the big why of the podcast and its four main topic categories: Transcendent Money Actions, Transcending Money Conflicts, Transcending Retirement and Transcendent Financial Planning.

In my work with financial planning clients, I have seen firsthand how money scripts can hold people back from experiencing true abundance and financial freedom. These scripts or stories are deeply ingrained beliefs about money that we adopt from childhood, culture, and personal experiences. They shape our attitudes and behaviors around money, often without us even realizing it. I have encountered five common money scripts that keep people stuck and prevent them from living a transcendent financial life.

Script 1 Money is Scarce
The first money script that I often see is the belief that money is scarce and there is never enough. This scarcity mindset can lead people to constantly worry about money, hoard resources, and struggle to make ends meet. By shifting this mindset to one of abundance, we can open ourselves up to new opportunities and possibilities to create and experience our own holistic financial well-being while serving humanity and the planet without conflicts nor fears.

Script #2 Money is tied to Self-Worth
Many people equate their net worth with their self-worth, leading to feelings of inadequacy, shame, and unworthiness. By recognizing that our value as human beings is not defined by our bank account balance, we can free ourselves from this harmful belief and start to cultivate a healthier relationship with money and with Life.

Script #3 Money is Power
The third money script that I often encounter is the belief that money is power. While money can certainly provide a sense of security and freedom, using it as a tool to control others or manipulate situations can have damaging consequences. By shifting our perspective to one of empowerment and collaboration, we can use our financial resources to serve humanity and the planet from love, compassion and generosity.

Script 4 Money is to be Hoarded
The fourth money script that keeps people stuck is the belief that money is to be hoarded or accumulated. This scarcity mindset can lead to excessive saving, fear of spending, and an inability to enjoy the present moment. By practicing mindful spending, generosity, and transcendent financial planning, we can break free from this limiting belief and create a more balanced and fulfilling relationship with money.

Script 5 Money is a Source of Conflicts
The fifth and final money script that I often see is the belief that money is a source of conflicts. Whether it's arguments with loved ones over finances, power struggles in the workplace, or tensions within ourselves about money, conflicts related to money can disrupt our peace of mind and hinder our ability to thrive. By cultivating open and honest communication, setting clear boundaries, and seeking support when needed, we can begin to resolve these conflicts and create harmony in our own life while building beautiful loving relationships.

As someone who is passionate about helping others achieve financial wellness and abundance, I am dedicated to supporting individuals in challenging and transforming these harmful money scripts. By fostering awareness, compassion, and empowerment, we can rewrite our money scripts and create a new narrative that serves our highest good and the greater good of all. Together, we can co-create a new economy that aligns with our values, supports our well-being, and fosters a sustainable future for humanity and the planet.

7 Steps for a Thriving Unretirement
As a conscious financial planning educator and coach, I believe in the concept of unretirement for those who want to continue making a positive impact in their communities and the world. Unretirement is about never fully retiring into the sunset but instead, using our skills, knowledge, and experience to co-create a new earth where everyone thrives.

There are 7 steps to a prosperous unretirement that can help guide you on this path:
1.Deep Awareness Inner Work
Unretirement starts from within. It is essential to do the inner work necessary to understand our purpose, passions, and values. By deeply connecting with ourselves, we can align our actions with our true selves and create a meaningful and fulfilling life.

2.Practice Holistic Self-Care and Preventative/Natural Medicine:
Taking care of our mind, body, and spirit is crucial for longevity and well-being. By prioritizing self-care practices such as meditation, yoga, and healthy eating, we can ensure that we have the energy and vitality to continue serving others.

3.Designing and Embodying a Transcendent Financial Life
As a certified financial planner, I understand the importance of financial planning for a prosperous unretirement. By designing a transcendent financial plan that aligns with our values and goals, we can create abundance and security for ourselves, our loved ones, humanity and the planet.

4.Invest Your Money According to Your Values
Conscious investing is about putting our money into ventures that align with our values, that do no harm, and that have a positive impact on the world. By investing according to our values, we serve humanity and the planet by supporting an economy that works for all.


5.Contribute to Your Local Community
Giving back to our communities is a fundamental part of unretirement. By sharing our experience, knowledge, time, and resources with the community in which we live, we can create a more connected and compassionate society.

6. Support Your Sacred Mission
Each of us has a unique mission and purpose to fulfill in this lifetime. By serving humanity and the planet, we can co-create the more beautiful our hearts know is possible.

7.Build and Enjoy Miraculous Relationships
Relationships are the foundation of a fulfilling life. By nurturing deep and meaningful connections with others, we can create a supportive and loving community that helps us thrive in our unretirement journey.

In conclusion, unretirement is about continuing to serve others and the planet with passion, purpose, and commitment. By following these 7 steps to a prosperous unretirement, we can create a life that is abundant, fulfilling, and meaningful for ourselves and those around us. Let's embrace unretirement as an opportunity to co-create a new earth where everyone can thrive.

Principles of a Regenerative Economy and Your Personal Finances
In this post we will explore how to apply three of the 8 principles of a regenerative economy to the way we approach and manage our personal finances. These principles, developed by John Fullerton of the Capital Institute, offer us very important insights regarding our current failed economic system and the shift towards a more regenerative paradigm of economics and finance. They provide a very valuable “theoretical” framework that can help us understand the current system and action steps required to change it. It is now our task and responsibility to apply these principles to our daily lives, including how we manage our household finances, how we engage with financial advisors and how we relate to financial institutions, just to get started with this radical conversation. The three Principles we have selected for this Episdode are:
1.In Right Relationship
2.A Holistic View of Health, and
3.Empowered Participation.