Another week, another rollercoaster in mortgages—and this time, it’s all about rates, global conflict, and housing supply pressure.

In today’s episode of Today in Mortgages, Michael and Rich break down why home prices are still climbing, even while rates remain stubbornly high, and what April’s brief rate dip tells us about pent-up demand in today’s market.

They also dive into the Road to Housing Act, a rare bipartisan effort aimed at boosting housing supply—and why it’s currently stuck waiting on a signature.

If you’ve been waiting for the “perfect” time to buy, this episode might change your perspective.

🔑 Key Topics:

Why home price growth accelerated in May
How April’s rate dip triggered buyer activity
The real impact of international conflict on mortgage rates
What the Road to Housing Act could mean for inventory
Why waiting on rates could cost buyers long-term wealth
Coaching strategies for loan officers in a tough market


LOAN OFFICERS – Looking to GROW your business?
Find out how we are making our best producers even better and how you can DO MORE YOU inside the best Network in mortgages by visiting
https://you.nflp.com/

Legal Disclosure:
Today in Mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.

The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and/or products should not be taken as individual mortgage or home buying advice or pricing estimates. Any commentary on this show should not be considered a promise to make a loan. All applicants for a loan must qualify, and you should consult a professional regarding your individual loan scenarios for your financial situation.

Visit our website at View Licensing Info for all state licensing and other legal information. https://nflp.com

🔎 Hashtags
#MortgageNews #HousingMarket #LoanOfficers #RealEstateTrends #InterestRates

See more at TodayInMortgages.com

Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.

Learn more about Network Funding on our parent site.

Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.

The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Affordability continues to be a major hurdle for buyers—but it’s not the full story.

Michael and Rich break down the latest from the Fed, including the updated dot plot and what “higher for longer” really means for interest rates. They also dive into how global events, inflation, and rising costs—like taxes and insurance—are impacting monthly housing payments.

Then, they unpack a new Redfin report showing payments at a one-year high and explain why some buyers are stepping back… while others are finding opportunity in a less competitive market.

If you’ve been waiting on rates to drop, this is a must-listen.

Today in Mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.
The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and/or products should not be taken as individual mortgage or home buying advice or pricing estimates. Any commentary on this show should not be considered a promise to make a loan. All applicants for a loan must qualify, and you should consult a professional regarding your individual loan scenarios for your financial situation.
Visit Licenses - Network Funding for all state licensing and other legal information.

#TodayInMortgages #FirstTimeHomeBuyer #MortgageTips #RealEstateMarket

See more at TodayInMortgages.com

Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.

Learn more about Network Funding on our parent site.

Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.

The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

It’s getting tougher than ever for the next generation to buy a home—but there are powerful ways families can step in and help.

In this episode of Today in Mortgages, Michael and Rich break down a recent AARP article on helping kids buy their first home and explore real-world strategies that go beyond the basics. From down payment struggles to creative financing options, they explain how families can work together to make homeownership possible—without sacrificing long-term financial goals.

Plus, they dive into Network Funding’s Family Loan—a unique solution that allows parents and grandparents to act as lenders, support their loved ones, and still earn a return.

What you’ll learn:
Why affordability is the biggest barrier for first-time buyers today

The truth about down payments (and why 20% isn’t required)

The pros and cons of gifting money vs. co-signing

What an intra-family loan is—and how it works

How Network Funding’s Family Loan creates a win-win for both generations

Why waiting on rates could cost you more in the long run

Today in Mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.
The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and/or products should not be taken as individual mortgage or home buying advice or pricing estimates. Any commentary on this show should not be considered a promise to make a loan. All applicants for a loan must qualify, and you should consult a professional regarding your individual loan scenarios for your financial situation.
Visit Licenses - Network Funding for all state licensing and other legal information.

#TodayInMortgages #FirstTimeHomeBuyer #MortgageTips #RealEstateMarket #LoanOfficerLife

See more at TodayInMortgages.com

Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.

Learn more about Network Funding on our parent site.

Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.

The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.