On this special This is Money podcast episode to celebrate his 500th column as our retirement agony uncle, Steve Webb is back to answer your pension questions.

The former pensions minister joins Georgie Frost and Simon Lambert to talk through what he has learnt over those 500 columns and reply to the questions he has been sent in specially for this episode.

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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane

Producer: Georgie Frost

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There were a number of ways Kemi Badenoch could have tackled the much-hated issue of inheritance tax.

The Tory leader could have promised to cut the rate, remove gifting allowances from the deep freeze, raise thresholds, or stop pensions being pulled into the net.

Instead, she decide to announce family homes would be completely exempt under a Conservative government... and couples would still get to give away £1million tax-free on top of that.

Was that a good idea, or has Kemi just promised to make a bad tax even more complicated?

On this week's podcast Georgie Frost and Simon Lambert talk inheritance tax and as well as looking at Kemi's plan they discuss what you need to do to beat IHT now.

Plus, the Lifetime Isa is on the way out but savers are still being stung with penalties. Will the new first-time buyer Isa be an improvement.

In the stock market story of the week, Simon reveals why Tesco says it will be a less boozy Christmas.

We explain how to get a free will and what you should consider putting in it.

And finally, the new electric Jaguar has finally been revealed. It's very big, very fast and £120,000 - would you want one?

01:07 – Kemi Badenoch’s inheritance tax plans

08:25 – What can you do now to reduce an inheritance tax bill?

12:13 – The £3,000 gifting allowance and other gift exemptions

17:06 – Gifting out of surplus income

21:53 – Lifetime ISA penalties and the new First Time Buyer ISA

29:41 – Stock Market Story of the Week: Tesco, GLP-1s and alcohol

32:30 – Free Wills Month: why you need a will and how to get one free

38:39 – Jaguar’s £120,000 electric gamble

46:00 – Stat of the Week: families £2,900 worse off

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Follow us on TikTok @dmgnewmedia

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Email us hello@dmgmedia.co.uk

Text us 020 7938 6000.

Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane

Producer: Georgie Frost

Hosted on Acast. See acast.com/privacy for more information.

The triple lock's days appear to be numbered. The Prime Minister Andy Burnham revealed bold plans to ditch the pension guarantee from 2030 and replace it with what has been dubbed a 'double lock' at the Labour party conference this week.

Is it the right move? Georgie Frost, Lee Boyce and Helen Crane discuss on this week's This is Money Podcast.

Elsewhere, Angela Rayner announced that councils could soon be allowed to take over empty buy-to-let properties, if they had been vacant for as little as six months. Helen explains EDMOs and who could be stung.

Fancy working for yourself? We reveal the ten most in-demand self-employed roles... plus what to do if you find out a colleague is being paid a lot more than you for doing something similar.

Finally, a new vape tax comes into force this week. What's changing, and will it really encourage people to kick the habit?

01:17 – Is the triple lock on the way out?

19:21 – State Pension myths busted

22:50 – Could councils take over empty homes?

30:00 – The most in-demand self-employed jobs

34:53 – My colleague earns £20,000 more than me – what can I do?

39:52 – The new vape tax: how much will it cost?

45:17 – Lee’s tip of the week

Follow us on Instagram @dmgnewmedia.

Follow us on TikTok @dmgnewmedia

Follow us on X @dmgnewmedia

Email us hello@dmgmedia.co.uk

Text us 020 7938 6000.

Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane

Producer: Georgie Frost

Hosted on Acast. See acast.com/privacy for more information.