You want to succeed in any role? Be the best at it.

Want to have a better chance of winning? Take the risk and go for it.

On today's episode, I bring on Phillip “Phil” Ganz; President and Founder of Next Wave Mortgage, a multi-state mortgage brokerage focused on sustainable homeownership, mortgage planning, and client education. With more than 24 years of industry experience, Phil leads the firm’s growth, licensing, and operations while helping first-time buyers, move-up buyers, and investors find mortgage solutions that fit their goals. As a Certified Mortgage Planning Specialist, he is passionate about affordable housing, financial literacy, and using digital platforms to make lending clearer and more accessible. Known for his leadership, team-building, and client-first approach, Phil helps people move toward homeownership with confidence, transparency, and a stronger financial plan.

Follow Phil on LinkedIn: https://www.linkedin.com/in/askthemortgageexpert/

Tune in: https://open.spotify.com/show/4oL4gtdETjWgpa1JoZbTw4

#philganz #michaelrebelo #realestate #investing #entrepreneur #podcast #everforwardcapitalpartners #success #mindset

People that start out young always have a reason for it, it's never random. Sometimes its a mission, sometimes a career choice...

Or sometimes, just the simplicity of curiosity.

On this episode, I bring on Roberto Carabetta; a real estate investor, senior living operator, private money lender, and financial literacy advocate based in the Miami–Fort Lauderdale area. After buying his first property at 20 while working as a financial advisor, Roberto built experience in finance, construction, and real estate operations. He later launched and scaled a general contracting firm to over $2 million in annual revenue before moving into commercial real estate full-time. In his first 18 months, he acquired over 500 units and built a $25 million real estate portfolio across multiple U.S. markets, with a current focus on senior living facilities and multifamily real estate. He is also involved in hard money lending and is passionate about teaching financial literacy to the next generation.

Follow Roberto: https://www.linkedin.com/in/roberto-carabetta-554b0456/

Tune in here: https://linktr.ee/everforwardmindsetpodcast

#robertocarabetta #podcast #michaelrebelo #mindset #entrepreneurship #investing #finance #multifamily #apartmentinvesting #everforwardmindsetpodcast

Sometimes we look at our past careers and positions and wonder if our skills can apply to real estate, nevermind the fact of wondering how to get into real estate investing.

Sanjay knows this well, and he applied everything he learned in the past to build a solid portfolio...all from curiosity.

Today’s guest is Sanjay Hegde, Founder and President of Blue Ring Investors, a real estate investment company focused on multifamily, senior housing, and student housing opportunities in emerging U.S. markets. Sanjay has over 15 years of corporate leadership experience and now helps busy professionals, especially medical professionals, understand passive real estate investing and build long-term wealth through commercial real estate.

Follow Sanjay and his projects: https://www.linkedin.com/in/sanjay72/

Follow us for more: https://linktr.ee/everforwardcapitalpartners

Tune in here: https://linktr.ee/everforwardmindsetpodcast

#podcast #michaelrebelo #sanjayhegde #finance #realestate #apartmentinvesting #investing #passiveincome #passiveinvesting #multifamily

The quiet war that is never discussed is Middle Americans versus Wall Street's grip.

The solution? Main Street investing in Main Street... not Wall Street.

In this episode, Michael Rebelo sits down with Russell Gray, Founder and CEO of Main Street Media Network, long-time voice behind The Real Estate Guys™ Radio Show, and Founder of the Raising Capitalists Foundation.

Russell has spent decades helping investors, entrepreneurs, and families better understand money, real assets, economics, media, and Main Street capitalism. Through Main Street Media Network, he works to give Main Street voices a larger platform. Through Raising Capitalists, he is focused on helping parents raise the next generation to understand entrepreneurship, investing, personal responsibility, and economic freedom.

Listen here: https://linktr.ee/everforwardmindsetpodcast

Follow our mission:

mainstreetmedianetwork.com

https://raisingcapitalists.org/get-involved/

https://neworleansconference.com/

#michaelrebelo #podcast #realestate #mindset #investing #everforwardcapitalpartners #faith #success #god #mainstreetmedianetwork #wallstreet #entrepreneur

Adding Value with Kevin Gardner (Pt.2)

Let's dive into some of the things operators don't often consider, so we had to make a Part 2 from our recording in September of 2025.. so let's talk to the expert.

In this episode of the Ever Forward Mindset Podcast, Michael Rebelo sits down with Kevin Gardner, founder of Multifamily Utility Solutions, to discuss utility and broadband contracts in multifamily real estate.

Kevin explains why the right solution depends on the property, the tenant base, and the owner’s goals. He also shares why due diligence matters, especially when old or undisclosed agreements may limit future options.

Kevin Gardner is the founder of Multifamily Utility Solutions, a firm that helps multifamily owners review and navigate utility and broadband agreements. His work focuses on helping owners understand their options, avoid hidden contract issues, and choose solutions that fit the property’s needs and ownership goals.

Part 1: https://open.spotify.com/episode/45qq1JhlR01gpxDbdLUvWM?si=33c9c2200681481c

Follow Kevin and his works: https://www.linkedin.com/in/kevin-gardner-5690345/

#kevingardner #michaelrebelo #podcast #entrepreneur #investing #realestate #business #value

Every industry requires sales. It requires communication. It requires a "Why"... but what is the secret behind it all?

On this episode, thanks to all of those who voted for this subject, I dive into my knowledge and experience of Investor Relations and bringing capital to the table for multifamily investments.

Many of us, like me, always thought that we were "asking for money", but in fact we are offering an opportunity, and "Raising Awarness" about apartment investing... so, how do you do it? What is the secret to it all?

Tune in on spotify, Apple, Amazon Music, and more: https://linktr.ee/everforwardmindsetpodcast

Our free book: https://www.everforwardcapitalpartners.com/books-and-events

#michaelrebelo #podcast #raisingcapital #multifamily #investing #realestate #mindset #secret #entrepreneurship #middleamerica #everforwardcapitalpartners

How we act under chaos and emergency truly defines who we are at the core. Do we run? Do we fight? Or do we freeze?

Not Taylor. He ran into the chaos, put his life on the line, and did all he could to help save others.

On this episode, I bring on Taylor Winston, a U.S. Marine Corps veteran best known for his heroism during the 2017 Route 91 Harvest Festival shooting in Las Vegas, where he helped transport more than 20 wounded concertgoers to the hospital. He served in the Marine Corps from 2006 to 2011, including two deployments connected to the Iraq War, and was honorably discharged in 2011. Today, he is often invited to speak about courage, service, leadership, and resilience under pressure.

Follow Taylor and his works: https://www.facebook.com/taylorwinston/

Tune in here: https://linktr.ee/everforwardmindsetpodcast

#taylorwinston #michaelrebelo #podcast #newpodcast #guest #everforwardcapitalpartners #everforwardmindset #mindset #father #tpusa #turningpointusa

We all come from different paths of life. We all may not agree, but we at least need to agree to disagree, even when it comes to founding beliefs

In this episode, we dive into that, with Pastor Toby J. Sumpter, the Senior Minister of King’s Cross Church in Moscow, Idaho, and a host of the CrossPolitic Show & Podcast. He holds a B.A. from New Saint Andrews College and an M.A.T.S. from Erskine Theological Seminary. Toby is the author of No Mere Mortals, Blood Bought World, and Job Through New Eyes, and he writes regularly at his blog, Having Two Legs. He and his wife, Jenny, live in Moscow with their four children.

Follow Pastor Toby and his works: https://www.facebook.com/tobyjsumpter

Tune in here: https://linktr.ee/everforwardmindsetpodcast

#faith #michaelrebelo #podcast #tjsumpter #pastortobysumpter #everforwardcapitalpartners #usa #turningpointusa