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Property Magic Podcast

Property Magic Podcast

By: Simon Zutshi
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 Welcome to the Property Magic podcast. In this podcast, Simon Zutshi will deep dive into the property investment strategies and investor mindset from his book, Property Magic. Simon will also share Real Estate Investing hints, tips and tricks, which he normally only shares on his Property Mastermind Mentorship. Introducing your Host, Simon Zutshi. Property investing since 1995, financially independent at the age of 32, Author of Best Seller “Property Magic” and Founder of the property investors network (pin), the original and largest network Invest with Knowledge, Invest with skill Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LindkedIn:https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/2025 Simon Zutshi Career Success Economics Leadership Management Management & Leadership Marketing Marketing & Sales Personal Development Personal Finance Personal Success
Episodes
  • Why Most Property Investors Are Asset Rich and Cash Poor

    Why Most Property Investors Are Asset Rich and Cash Poor
    Feb 24 2026
    Simon identifies a critical trap where investors replace their salary with rental income but fail to build a cash buffer for unexpected expenses like property light refurbs or tenant turnovers. He argues that many investors are technically wealthy through equity but remain broke due to poor cash flow, emphasising that the current market landscape of 2026 presents a rare buying opportunity for those willing to restructure their portfolios KEY TAKEAWAYS Investors must maintain a reserve to cover void periods and maintenance; without it, a single vacancy can trigger a downward financial spiral. Before buying new properties, investors should raise rents to market value and consider converting standard lets into HMOs (Houses in Multiple Occupation) or Service Accommodation (SA) for higher cash flow. While increasing borrowing reduces the cash flow of a specific property, the released equity can be used to acquire new, higher-performing assets that more than compensate for the increased interest costs. Mitigating Risk with Insurance: With legislative changes like the Renters’ Rights Act making evictions more difficult, using rent guarantee insurance is vital to ensure mortgages are covered even if a tenant stops paying. BEST MOMENTS "I meet a lot of property investors who, in theory, should be well off, but they're broke. Why are property investors broke? Because sometimes they have assets, they have equity, but they don't have enough cash flow." "The penalties you might pay [to remortgage] might be insignificant compared to the discounts you could receive on new properties you're buying." "I absolutely guarantee you, as long as you know what you're doing, it's a fantastic time to be buying property... probably one of the best buying opportunities I've seen in the past 30 years." "It’s not just about the money, but life’s a lot easier when you have a really good cash flow coming in." VALUABLE RESOURCES To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠ LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠ YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠ Twitter: ⁠https://twitter.com/simonzutshi⁠ Instagram: ⁠https://www.instagram.com/simonzutshi/⁠ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠ pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/
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    12 mins
  • Don't Break Your Own Rules

    Don't Break Your Own Rules
    Feb 17 2026
    Simon examines the critical importance of discipline in property investing through the mantra, "Don't break your own rules." He shares personal anecdotes of turning down lucrative-looking deals—including a large portfolio option and a hotel—because they failed to meet his specific criteria, such as a 50% return on investment within two years. He warns against the property hamster wheel, where investors continuously chase the buzz of new deals without stopping to enjoy the financial freedom they have already built. KEY TAKEAWAYS Successful investing requires clear parameters—such as specific cash flow requirements or return on investment (ROI) percentages—to ensure you only engage in truly "great" deals. Look for a 50% return on investment within two years when dealing with property options, ensuring the initial capital is recovered quickly. Even experienced investors can be tempted by creative financing or unique assets (like hotels), but if the project adds excessive noise or time-demands without meeting core rules, it should be rejected. Most investors only need three to five properties (like HMOs or SAs) to replace their basic income BEST MOMENTS "I see too many people buying properties that are not great deals... maybe they’re not clear on what makes a good deal for them, and I want to make sure you avoid that mistake." "Am I just doing this because I can do it, rather than I'm doing it because it's a great deal? That's a trap I see many property investors fall into." "The reason I invest in property... is not because we're passionate about property; it's because we're passionate about what property can do for you." "The reason most people don't achieve their goals is, frankly, they don't put enough time and effort in to achieve what they say they want to achieve because they've not made it important enough." VALUABLE RESOURCES To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠ LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠ YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠ Twitter: ⁠https://twitter.com/simonzutshi⁠ Instagram: ⁠https://www.instagram.com/simonzutshi/⁠ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠ pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/
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    11 mins
  • Helping Motivated Sellers

    Helping Motivated Sellers
    Feb 10 2026
    Simon looks at the ethical considerations of buying properties below market value, emphasising the importance of helping motivated sellers. Through a compelling case study involving an 85-year-old gentleman who needed to sell his home quickly to move closer to his family, he illustrates how building relationships and understanding sellers' needs can lead to win-win solutions. Simon also highlights the significance of speed, certainty, and ethical practices in real estate transactions, encouraging investors to prioritise the well-being of sellers while still achieving profitable deals KEY TAKEAWAYS It's crucial to recognise that motivated sellers often prioritise solving their problems over getting the highest price for their property. Building a relationship and understanding their needs can lead to successful transactions. When dealing with motivated sellers, providing a quick response and assurance of a smooth transaction is essential. Delays can lead to frustration, especially for sellers who have already experienced failed sales. Buying properties below market value can be ethical if it provides a genuine solution to the seller's problem. It's important to ensure that the seller feels respected and valued throughout the process. Following up with potential sellers is a critical part of the deal-making process. Many sellers may initially decline offers, but consistent communication can lead to successful negotiations later. BEST MOMENTS "Is it really fair on this? I must admit, I had this when I first learned back in 2006... Is it really ethical to do that?" "When you're dealing with motivated sellers, they need speed and certainty. If someone's like, I really need to sell my house... that's not gonna work." "You took the time to get to know me... The other two companies literally came in, quick look round, maybe a really low offer." "As long as you stick to your word, and you're giving someone a solution to their problem... that's absolutely ethical." VALUABLE RESOURCES To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠ LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠ YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠ Twitter: ⁠https://twitter.com/simonzutshi⁠ Instagram: ⁠https://www.instagram.com/simonzutshi/⁠ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠ pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/
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    12 mins
All stars
Most relevant
I have learned something ;) The podcast has good sound quality. Many podcast sound like they were recorded using washing machine. I look forward to harvest more of your knowledge.

Juicy podcast

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I've listened to many property expert books and podcasts and I have to say Simon is one of not only mine but also my partners favourite experts to listen to.
He really does give you the motivation to out with confidence and knowledge to network and invest, as he does not hold back on the information he shares.

Thanks

Well worth a listen if your interested in property

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Rehashed old tactics that just won't work nowadays. This was probably very useful when it originally came out but you get better free content on YouTube now.

Very outdated information now

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