Profitable Neobanks, AI Bankers & Crypto’s Reality Check cover art

Profitable Neobanks, AI Bankers & Crypto’s Reality Check

Profitable Neobanks, AI Bankers & Crypto’s Reality Check

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Summary

Consumer fintech is finally proving it can make real money. Chime and Dave post standout earnings, Erebor Bank races past $1 billion in deposits within weeks, and Anthropic launches AI agents designed to handle everything from underwriting to AML workflows. We also preview Citi’s next big transformation plan and unpack why Coinbase’s latest layoffs show the AI era is reshaping crypto just as fast as banking.

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