Today, I'm getting personal. Turning 50 this year has been a major wake-up call for my health, and a reminder to check the systems I have in place to support me as I age, starting with my health insurance.

In this episode, I chat to renowned GP Dr. Ginni Mansberg about the midlife changes we should all be preparing for, and Lenette Gear from Australian Unity, to explain exactly how our health cover should be working for us in the next phase of life.

Information provided in this publication is of a general nature. Australian Unity accepts no responsibility for the accuracy of any of the opinions, advice, representations or information contained in this publication. The audience should rely on their own advice and enquiries in making decisions affecting their own health, wellbeing or interest. Interviewee names and titles were accurate at the time of writing.

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The 2026 Federal Budget just fundamentally changed the way middle Australians build wealth, effectively tearing up the investment playbook we’ve followed for decades. I’m joined by David Lane, Senior Financial Adviser at Ord Minnett, to unpack exactly how these new tax rules on property and capital gains will hit your retirement plans and what you need to do right now to protect your future.

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Today we're talking about the very real problem of subscription creep. It's when all those apps, streaming services and memberships start to add up and get out of control. I chat to Matt Bowen, head of consumer and market insights at ING Australia, to talk about the huge price tag of Australia's subscription addiction, and what you can do about it. I'll also check in with Kate Rolfe from Aware Super to talk about another job we avoid doing... opening our super statements.

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In the latest edition of our Prime Time book club I sit down with acclaimed finance guru Chris Kohler to chat about his new book ‘How They Get You’ and all the secret ways you’re convinced to part with your cash, and what you can do about it.

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Most people spend decades building wealth, but retirement flips all of that on its head. Suddenly, you're not earning an income, you're managing one. This week, Xavier O'Halloran from Super Consumers Australia and Kate Rolfe from Aware Super get into the real mechanics of retirement income, including the layers, the phases, the numbers behind the benchmarks, and the mistakes that catch even well-prepared people off guard.

Thanks to Aware Super - visit aware.com.au

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We spend so much time obsessing over our super, property and portfolios, but we often ignore our most valuable asset: our ability to earn. Think of your career not just as a job, but as an asset that requires constant reinvestment. Too many people with big, successful careers are getting caught off guard by restructures or market shifts, sometimes finding themselves unemployed and underprepared for a digital-first job market. So, how do you bulletproof your employability?

In this episode, I chat to Jannine Fraser, who works right at the coalface, helping people navigate career transitions when things go wrong - and how to prepare yourself in case they do. She's the managing director of outplacement firm Directioneering, so it's her job to help people pick up the pieces and re-shape their future.

We cover:
- Why midlife is a high risk time for career stagnation
- How to pivot before the market forces you to
- Practical steps to stay relevant, ready & employable

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If you've ever felt unsure whether financial advice was really built for someone like you, this episode will help you understand the landscape and hopefully feel more confident navigating it.

I chat to Paul Feeney, founder and CEO of Otivo and someone who has spent years inside the advice industry. It’s a refreshingly honest take on where it works, where it falls short, and what everyday Australians can do about it. The reality is that quality personalised advice has historically been more accessible to people with significant assets, leaving many everyday Australians without affordable guidance at the very moment they need it most. We dig into the real difference between information, guidance and advice, because these words get thrown around a lot and they don't mean the same thing. Information educates, guidance helps, and regulated advice is personalised to your exact situation. We also explore the use of AI for advice. These tools are genuinely useful for exploring ideas, stress-testing thinking and preparing smart questions before you see an adviser or call your super fund.

To set up a free Otivo account you can go to www.otivo.com and use the discount code 'Otivo4EpicRetirementor'

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I sit down with regular prime timer Mike Chesworth about the good, the bad & the ugly of downsizing the family home.

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