Open Banking's Biggest Problem: The FCA Has a Plan | Ep. 15
Failed to add items
Add to basket failed.
Add to wishlist failed.
Remove from wishlist failed.
Adding to library failed
Follow podcast failed
Unfollow podcast failed
-
Narrated by:
-
By:
Open banking has a problem and the FCA finally has the statutory powers to fix it.
We sit down with Andrew Self, Head of Open Banking & Finance at the Financial Conduct Authority, to find out what the new regulatory framework actually means for the UK's open finance future.
From variable recurring payments to the 2028–2030 Open Finance roadmap, Andrew breaks down the real obstacles, commercial models, consumer trust, data access and how the FCA plans to solve them.
🎙️ IN THIS EPISODE:
Intro: Why open banking is at a crossroads
The FCA's new statutory powers explained
Why the commercial model has failed so far
Variable recurring payments (VRP) — the game changer?
Reliability & error messaging: the industry's weak spot
Open Finance vision: mortgages, SMEs, and pensions
The PRISM framework: how the FCA prioritises use cases
What needs to happen before 2028
🔔 Subscribe for weekly payments, fintech, and financial services news.
#OpenBanking #OpenFinance #FCA #Fintech #UKPayments