In this episode, Patryk Krasnicki, Director of Research at Serotonin, discusses the evolving onchain credit landscape and how crypto credit markets are moving beyond short-term, crypto-native lending.
We cover the main categories shaping the space, including credit issuance, capital allocation, infrastructure, and risk management, as well as why overcollateralized lending, tokenized institutional funds, and real-world credit are becoming important areas for DeFi.
Resources:
- Report: https://se.ro/feed/article/state-of-onchain-credit
- Article on the map: https://x.com/Solofunk/status/2048827810295218642
Chapters
00:00 — Introduction to onchain credit
04:37 — Mapping the onchain credit landscape
11:44 — Liquidity, yield, and institutional credit
17:29 — Growth areas and risks involved
22.22 — On-chain origination, underwriting, and credit scoring
27:32 — What comes next?
—
Patryk Krasnicki LinkedIn: https://www.linkedin.com/in/patryk-krasnicki
Patryk Krasnicki X: https://x.com/Solofunk
Serotonin: https://serotonin.co/
Alea Reserach: https://alearesearch.io/
Alea Research X: https://x.com/AleaResearch
Alenka X: https://x.com/alenka_on_x
Alenka LinkedIn: https://www.linkedin.com/in/alena-shmalko/
Kaisa X: https://x.com/kaisakaisa_
Kaisa LinkedIn: https://www.linkedin.com/in/kaisa-k-4aa212194/
—
DISCLAIMER: This Content is Provided Solely for Informational and Educational Purposes. It does Not Constitute Financial, Investment, or Legal Advice.