Episode Summary:

In this episode, Rose Harper, a leading attorney at Rose Harper Law, delves into the intricacies of Medicaid and long term care planning. She clarifies the disparities between Medicaid and Medicare coverage for long term care, outlines the services Medicaid can offer, and sheds light on common misconceptions surrounding asset protection and Medicaid eligibility. Rose emphasizes the significance of proactive planning to safeguard assets while maintaining Medicaid eligibility.

Key Timestamps:

00:00 – Introduction

01:30 – Medicaid vs. Medicare for long term care coverage

03:45 – Long term care services covered by Medicaid

05:20 – Misunderstandings about Medicaid and nursing home care

07:10 – Determining Medicaid eligibility and financial limits

08:45 – Planning options to protect assets for Medicaid eligibility

10:15 – Understanding the Medicaid look back period

12:00 – Consequences of waiting for a health crisis to plan for Medicaid

13:30 – Common mistakes in handling Medicaid planning without legal guidance

15:10 – Initiating Medicaid planning effectively

About the Show:

Leaving a Legacy is a podcast series hosted by Rose Harper Law, where legal experts provide invaluable insights on estate planning, Medicaid, and personal injury law. Discover actionable advice to protect your family's future and assets effectively.

In this episode of Leaving a Legacy: Navigating Estate Planning with Rose Harper Law, attorney Rose Harper explains the unique challenges of passing down real estate and vacation homes through estate planning. She shares how ownership structures, probate, and family dynamics complicate inheritance, and highlights effective tools such as trusts and LLCs to simplify transfers. Rose also discusses common mistakes families make, how to avoid conflicts among heirs, and practical steps to ensure properties are preserved and smoothly transferred across generations.

00:54 – Why real estate creates unique challenges in estate planning 02:18 – Transferring a family home vs. cash or investments 03:12 – Challenges of multiple heirs inheriting one property 04:28 – Complications of owning property in multiple states 05:43 – Using trusts and LLCs to simplify transfers 07:15 – Common mistakes families make in property planning 08:05 – Options when heirs cannot agree on property decisions 09:02 – Considering taxes and upkeep in property planning 11:02 – Passing down property through multiple generations

About the Show:

Leaving a Legacy: Navigating Estate Planning with Rose Harper Law is a podcast dedicated to helping families understand and navigate the complexities of estate planning. Hosted by Kevin Rosenquist and featuring estate planning expert Rose Harper, the show provides practical advice and insights for protecting your family's future.

Episode Summary:

In this episode of Leaving a Legacy, Navigating Estate Planning with Rose Harper Law, Rose Harper, founding attorney of Rose Harper Law, discusses how individuals can leave a meaningful legacy through charitable giving. Rose explains the emotional and financial benefits of incorporating charitable gifts into an estate plan, the most common methods to structure these gifts, and the tax advantages that may apply. She also explores charitable trusts, foundations, and endowments, and shares best practices to avoid common mistakes while ensuring that both family and charitable goals are met.

Key Timestamps:

00:00 – Why Charitable Giving Matters in Estate Planning 02:00 – Common Methods for Including Charitable Gifts 04:00 – Understanding Charitable Trusts 06:00 – Tax Benefits of Charitable Contributions 08:00 – Structuring Gifts to Support Both Family and Charity 10:00 – Foundations, Endowments, and Long-Term Giving 12:00 – Avoiding Common Charitable Giving Mistakes 13:00 – Getting Started with Charitable Estate Planning

About the Show:

Leaving a Legacy: Navigating Estate Planning with Rose Harper Law is a podcast dedicated to helping families understand and navigate the complexities of estate planning. Hosted by Kevin Rosenquist and featuring estate planning expert Rose Harper, the show provides practical advice and insights for protecting your family's future.

Resources & Links:

Rose Harper Law: https://roseharperlaw.com

Summary: In this episode, Rose Harper, founding attorney of Rose Harper Law, discusses the critical topics of guardianship and conservatorship. She explains the differences between these legal roles, when a court may appoint a guardian or conservator, red flags families should watch for, and how estate planning documents like powers of attorney and healthcare proxies can prevent disputes. This episode provides families with essential guidance for protecting loved ones who may be unable to make decisions for themselves.

Key Timestamps: 00:01:15 – Understanding Guardianship vs. Conservatorship 00:03:05 – When Courts Appoint Guardians or Conservators 00:05:00 – Recognizing Red Flags for Incapacity 00:07:15 – Eligibility and Court Considerations 00:10:00 – Responsibilities of Guardians and Conservators 00:12:35 – How Guardianship Affects Individual Rights 00:15:00 – Handling Family Disputes in Guardianship Cases 00:17:45 – Powers of Attorney and Healthcare Proxies 00:20:00 – Advice for Families Considering Guardianship 00:22:11 – Conclusion and Resources

Show Description: Guardianship and conservatorship can be complex and emotional topics for families. In this episode, Rose Harper of Rose Harper Law shares expert advice on identifying when intervention is needed, navigating legal responsibilities, preventing family disputes, and using estate planning tools to protect loved ones. Essential listening for anyone planning for incapacity or caring for an aging family member.

Episode Summary:

In this episode of "Leaving a Legacy," host Kevin Rosenquist and estate planning attorney Rose Harper discuss the crucial aspects of special needs planning. They explore the importance of special needs trusts, protecting government benefits, and choosing trustees for vulnerable loved ones. Rose provides valuable insights on how proper estate planning can ensure continued care and support for family members with special needs.

Key Timestamps:

00:01 - Show introduction

00:44 - Why estate planning is essential for families with special needs members

02:29 - Explanation of special needs trusts and their value

04:08 - Risks of leaving money directly to persons with special needs

05:57 - How special needs trusts preserve government benefits eligibility

06:55 - Factors to consider when choosing a trustee

08:49 - Discussion of care memos and letters of intent

10:50 - Navigating the emotional aspects of special needs planning

12:08 - Different approaches to establishing special needs trusts

About the Show:

"Leaving a Legacy: Navigating Estate Planning with Rose Harper Law" is a podcast dedicated to helping families understand and navigate the complexities of estate planning. Hosted by Kevin Rosenquist and featuring estate planning expert Rose Harper, the show provides practical advice and insights for protecting your family's future.

Episode Summary:

In this episode of "Leaving a Legacy," host Kevin Rosenquist and estate planning attorney Rose Harper discuss the crucial aspects of estate planning for aging parents. They explore when and how to start these sensitive conversations, essential legal documents needed, and strategies to avoid family conflicts. Rose provides valuable insights on healthcare proxies, organizing financial information, and common estate planning mistakes to avoid.

Key Timestamps:

00:24 - When is the right time to discuss estate planning with aging parents

03:02 - Essential documents every parent needs in their estate plan

05:23 - How to initiate estate planning conversations with parents

08:25 - Common mistakes in estate planning for older adults

12:13 - Organizing financial and insurance information

13:33 - Understanding healthcare proxies and medical decisions

15:51 - Tips for avoiding sibling conflicts in estate planning

About the Show:

"Leaving a Legacy: Navigating Estate Planning with Rose Harper Law" is a podcast dedicated to helping families understand and navigate the complexities of estate planning. Host Kevin Rosenquist and estate planning expert Rose Harper provide practical advice and professional insights to help listeners protect their legacy and ensure their wishes are honored.

Episode Summary:

In this episode of "Leaving a Legacy," host Kevin Rosenquist and estate planning attorney Rose Harper discuss the crucial role of digital assets in modern estate planning. They explore what constitutes digital assets, their importance, and how to properly include them in estate plans to protect both financial and sentimental value for future generations.

Key Timestamps:

00:01 - Show introduction

00:24 - Definition of digital assets and their importance in 2025

02:46 - Discussion on common misconceptions about digital assets

03:35 - Consequences of not including digital assets in estate plans

04:42 - Steps to help loved ones access digital accounts

06:46 - Creating a digital asset inventory

08:03 - Managing sentimental digital assets and legacy interviews

09:53 - Supporting clients through digital estate planning

12:01 - Process of accessing accounts without proper planning

14:04 - How to get started with estate planning

15:19 - Discussion on cryptocurrency and digital wallets

About the Show:

"Leaving a Legacy: Navigating Estate Planning with Rose Harper Law" is a podcast dedicated to helping individuals understand and navigate the complexities of estate planning. Host Kevin Rosenquist and estate planning attorney Rose Harper provide expert insights and practical guidance for protecting your legacy.

Episode Summary:

In this episode of "Leaving a Legacy: Navigating Estate Planning with Rose Harper Law," host Sophia Morales and estate planning attorney Rose Harper discuss common misconceptions about probate and strategies to navigate or avoid the probate process. They explore the complexities of probate in New York, essential documentation requirements, and the role of executors in estate administration.

Key Timestamps:

00:00 - Introduction

00:26 - Common misconceptions about probate

01:08 - Why wills still go through probate

02:54 - New York probate process explained

04:05 - Required documents for probate

06:11 - Timeline expectations for probate

07:31 - Executor responsibilities and fiduciary duties

09:16 - Strategies to avoid probate through trusts

11:20 - Trust funding options and maintenance

12:33 - Advice for those considering trusts vs. wills

About the Show:

"Leaving a Legacy" is a podcast dedicated to demystifying estate planning with Rose Harper Law. The show provides valuable insights into protecting your assets and ensuring your legacy is preserved for future generations.