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With new listeners joining the show, this short episode is a reset and an invitation. I share what Kyle Talks is, who it’s for, and why this mission matters, especially in a world shaped by outrage, labels, and shallow disagreement.

Kyle Talks exists to help us:

• Talk across political, social, religious, and cultural differences
• Disagree without dehumanizing
• Replace outrage with curiosity
• Build emotional maturity, self-control, and better listening habits

Understanding does not mean agreement—but it does mean treating people like people.

In this episode, I explain:

• The heart behind Kyle Talks
• Why better conversations are a cultural necessity, not a luxury
• What you can expect from guest conversations, solo reflections, and segments like Ficonomy
• How everyday listeners can apply these ideas in real life—at home, work, and online

If you’re new here, welcome.
If you’ve been listening for a while, thank you for helping build a culture of better conversations—one dialogue at a time.

If this episode resonates, consider sharing it with someone who values thoughtful conversation.

Social Media:

Insta/X: kyleTHEhorton

Youtube: Kyletalkss

Tiktok: KyleTalkss

Intro: Head In The Clouds by Matthew Morelock

Outro: Surfaces Type Beat - Jellyfish Beats

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In this episode of Ficonomy, Kyle breaks down three major economic stories shaping everyday financial decisions — without jargon, panic, or political spin.

This episode focuses on what’s happening, why it matters, and what you can actually do today.

📉 Inflation: Why Prices Still Feel High

The latest inflation data (PCE — the Fed’s preferred measure) shows inflation has slowed but remains above the Federal Reserve’s target. This means borrowing costs are likely to stay elevated longer than many hoped.

What this means for you:
Money still doesn’t stretch as far, and interest rates on loans and credit cards aren’t coming down quickly.

What you can do now:

• Review your budget with essentials in mind
• Prioritize paying down high-interest debt
• Avoid assuming rate cuts are coming soon

💳 Credit Card Interest Rate Cap — Promise or Politics?

A proposal to cap credit card interest rates at 10% has sparked headlines, but it’s not law and faces major hurdles. Even if passed, it could change how banks offer credit, rewards, and approvals.

What this means for you:
Waiting for policy changes to fix high-interest debt isn’t a strategy.

What you can do now:

• Explore balance transfers or lower-interest options
• Reduce revolving balances where possible
• Understand your APR and payment structure

👨‍💼 Jobs Report: Slower Growth, Steady Employment

The latest jobs report shows slower job growth, even though unemployment remains low. This signals a cooling labor market, not a collapsing one.

What this means for you:
Wage growth may slow, and job mobility may feel tighter.

What you can do now:

• Focus on skill development and career stability
• Build or reinforce an emergency fund
• Avoid overextending financially based on job optimism

🧠 Why This Episode Matters

Economic headlines affect how we borrow, save, and plan — even if we don’t follow markets daily. Ficonomy exists to make these moments understandable and actionable.

Links:

Article 1

Article 2

Article 3

Social Media:

Insta/X: kyleTHEhorton

Youtube: Kyletalkss

Tiktok: KyleTalkss

Intro: Head In The Clouds by Matthew Morelock

Outro: Surfaces Type Beat - Jellyfish Beats

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In this follow-up episode of Kyle Talks, Kyle reflects on his recent conversation with Adam Swart, CEO of Crowds on Demand. After sitting with the discussion on paid protesting, ethics, and influence, Kyle breaks down what challenged him, what surprised him, and what questions still don’t have easy answers.

This episode isn’t about conclusions, it’s about processing, nuance, and learning how to hold complicated ideas without shutting down conversation.

What This Episode Covers:

• What I didn’t expect going into the conversation
• Moments that challenged my own assumptions about protesting and influence
• The moral gray areas of paid demonstrations
• Where free speech, money, and power begin to blur
• Why discomfort doesn’t mean a conversation shouldn’t happen
• What I’m still wrestling with after the interview
• How we talk about controversial systems without dehumanizing people

Key Reflections

• Not everything is black and white, especially when money enters social movements
• Intent vs. impact matters more than slogans
• Listening doesn’t equal endorsement, but it does equal maturity
• If we can’t talk about uncomfortable topics, someone else will, poorly

Why This Episode Exists:

This podcast exists to create space for thoughtful, respectful conversations, especially when topics feel uncomfortable or emotionally charged. Reflection episodes like this one are about slowing down, thinking critically, and inviting listeners into the process — not just the final opinion.

Continue the Conversation:

• Listen to the original episode with Adam Swart
• Share your thoughts respectfully in the comments
• Disagreement is welcome — disrespect is not

Social Media:

Insta/X: kyleTHEhorton

Youtube: Kyletalkss

Tiktok: KyleTalkss

Intro: Head In The Clouds by Matthew Morelock

Outro: Surfaces Type Beat - Jellyfish Beats

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