Through the years I've talked to clients, heard stories, and learned from other agents. Through it all, the biggest financial problem is the same for everybody: You need to be in control of more capital.

For most people this is "easier said than done." But in this episode I'll show you how properly using the Infinite Banking concept helps you solve this challenge.

You'll also learn how to set yourself up to meet your short-term goals without compromising your financial future.

Listen now!

Show highlights include:

• Why thinking like a forester helps you equip your family for generational wealth. (1:15)
• The toxic belief that prevents most people from maximizing the benefits of life insurance. (3:37)
• How to balance short-term money goals without compromising big-picture IBC benefits. (4:48)
• Surprising reason to prefer a more-expensive Whole Life policy. (5:32)
• Liberating effect IBC has on the world's biggest economic problem. (11:39)
• Nelson Nash's "Two Business" advice for financial freedom. (13:11)
• Hidden truth about financing that will help you stop wasting money. (13:32)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

Your savings can be taxed if you set your life insurance up incorrectly.

Simply put, when you deposit "too much" into a life insurance policy, you create a "Modified Endowment Contract" (MEC.)

So, what are the disadvantages of a MEC?

• Any gains you make in your policy will be taxed at your individual tax rate upon withdrawal
• There's a 10% early withdrawal penalty if you try to take out before 59.5
• Because of the 10% penalty, your money is less accessible

Worst part?

Once your policy has been established as a MEC, it's impossible to overturn.

So, how do we avoid converting our policy into a MEC?

In today's episode, you'll discover how to make sure your policy remains tax free forever.

Listen now!

Show Highlights Include:

• How converting your policy into a "MEC" forces you to pay income tax on the growth of your savings (1:03)
• How the same death benefit can cost you either $50 a month or $200 a month (and how to make sure only pay $50) (4:59)
• How to avoid paying any extra fees when investing in a whole life insurance policy with "paid up additions" (6:06)
• Why shrinking your policy's death benefit legally allows you to receive a higher payout when you retire (11:15)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

If you're not using your money to make money, someone else is.

While you think your money is safe in the bank, they're loaning it out — at interest.

This is how they make their real money. But, what if you were able to cut them out…

And become your own bank?

With a whole life insurance policy, you can! When you become your own bank, you can:

• Earn interest on the amount of money you're spending
• Eliminate pesky inflation
• And borrow against your savings, purchasing rental properties and other cash producing investments (without spending a cent of your own money), or paying off debts to outside banks

Sounds pretty good, right?

Well, in today's episode…

You'll discover how to build a financial empire by becoming your own bank.

Listen now!

Show Highlights Include:

• Why saving like an entrepreneur unlocks financial freedom when you retire (5:59)
• How to get $100K to purchase a rental property (without spending any of your own money) (9:39)
• Scared of credit card debt? Here's how to start earning "interest" on every penny you have (11:13)
• The "Paid Up Additions" secret to transform a "boring" life insurance policy into a money making powerhouse (13:53)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)