• 6. How to Redeem Chase Points for the Best Value
    Feb 2 2026

    Chase points are some of the most valuable points, but you have to know some tricks to get the most value for them. By learning how to transfer your Chase points to partner programs like Hyatt, Southwest, Virgin Atlantic, and Flying Blue, you can get 2-5x the value (or even more!) from each point you redeem.

    Knowing how to effectively redeem your points is the difference between taking one trip a year and taking several trips a year!

    There are 2 main ways to redeem Chase points- portal bookings, and transferring points out to partners. In general, you are going to get the most value from your points if you transfer your points to partners rather than booking in the portal.

    Portal Bookings

    • Pros of portal bookings
      • Simplicity
      • You can book things you couldn’t by transferring points out – rental cars, cruises, certain hotels. I prefer to do these bookings on cash and use as a points-earing opportunity
      • Fixed value (sort of)- 1 cent per point (ccp), unless “points boost” which is 1.5-1.75 with Chase Sapphire Preferred or 1.75-2 ccp for Chase Sapphire Reserve
      • Cons of portal bookings
    • Cons of portal bookings
      • Hotel stays don’t always count towards status
      • Glitches related to using a 3rd party booking service – harder when things go wrong
      • Typically not the way to get the best value for your points. But remember, there is truly no “wrong” way to use your points!
    • I like to use the portal to EARN points with cash bookings – 8x points on my Chase Sapphire Reserve, and $500 annually ($250 every 6 mo) for The Edit Hotel bookings

    Chase Transfer Partners

    • Hotels
      • Hyatt – This is my favorite hotel chain and favorite way to use Chase points! Most of my points go here, because it is incredibly easy to get outsized value from my points when booking with Hyatt.
      • IHG – This includes luxury brands like Kimpton and InterContinental, and more budget brands like Holiday Inn and Staybridge Suites. I typically would NOT recommend transferring Chase points here- the transfers are 1:1 and a Chase point can be worth a LOT more than an IHG point.
      • Marriot –I typically would NOT recommend transferring Chase points here- the transfers are 1:1 and a Chase point can be worth a LOT more than a Marriot point. Marriot is great, but transferring points from Chase is not the best way to book with them.
    • Airlines (Not all listed)
      • United
      • Southwest
        • If you’re loyal to Southwest, a cobranded card is likely worth making a part of your strategy. If you travel a lot domestically with a partner or a family, you should consider trying to earn a companion pass. I will do a deep dive on this later
      • Jet Blue
      • British Airways
      • Virgin Atlantic
        • You can book Delta and Air France/KLM through them- often for fewer points
      • Air Canada
      • Flying Blue – Air France/KLM
        • 25% off kids' flights
        • Monthly deals

    How to transfer points out

    • Create a loyalty account for the program you want to transfer into
    • Bottom R of app “more”—down to Rewards and Benefits à redeem points on R and select your Chase Sapphire Reserve or Chase Sapphire Referred to click on transfer points

    Website-Straight to the Points Podcast

    Credit Card Referral Links- Card Referral Links

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    45 mins
  • 5. How to Earn Transferrable Points Without Opening a Credit Card
    Jan 26 2026

    Learn ways to earn lots of valuable transferrable points without having to open a single credit card! If you’re looking to get started earning free travel but aren’t ready to open cards, this episode is for you! If you already have some points-earning cards and want to boost your earnings, this episode is also for you!

    Bilt Rewards- Bilt – Earn rewards on rent.

    Rakuten- https://www.rakuten.com/referral/default.do#

    Rove- www.rovemiles.com/?signup&referralCode=9CPGSRPO

    Simply Miles- SimplyMiles

    Capital One Shopping- Capital One Shopping

    Fetch- Use code FTT2HW to get a bonus when you submit your first receipt- https://referral.fetch.com/vvv3/referralqr?code=FTT2HW

    Upside-Download Upside with my link or use my code B56YCS to get 15¢ per gallon extra cash back on your first gas fill-up and 10% extra cash back on your first restaurant or grocery purchase- https://upside.app.link/B56YCS

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    28 mins
  • 4. How to Earn Chase Points
    Jan 19 2026

    Chase points are my favorite points! They can be transferred to a long list of hotel and airline partners. The key secret to getting more value from your points is transferring points out of Chase and to partner programs, then booking directly through that program. You do also have the option to book through the Chase portal, however you are very often getting the most value from your points when you transfer points to a partner and book directly with the airline or hotel.

    Here you will learn the best ways to earn lots of these valuable points.

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    29 mins
  • 3. How to Earn the Most Valuable Type of Points- Transferrable Points
    Jan 19 2026

    Many people start into points and miles by getting a credit card of a hotel or airline company that they use frequently. On this episode, we will discuss why earning transferrable points is the key to getting more for your points.

    Why are transferrable points more valuable?

    • Transferable points are FLEXIBLE
    • Can get started without having a goal in mind
    • If one program devalues, you have other options
    • You can snag last minute deals or take advantage of transfer bonuses
    • Not all points have the same value. In general transferrable points are going to have more value due to their flexibility.
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    27 mins
  • 2. Is Traveling on Points and Miles Right for You?
    Jan 19 2026

    Travelling on points is accessible to more people than you might think! A common misconception is that you have to spend a ton of money or travel super frequently to travel for free on points and miles. The truth is, you can leverage your regular expenses, no matter your budget, to earn free travel! I’ll share tips that you can adapt to work for you regardless of your monthly budget or travel frequency.

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    20 mins
  • 1. Learn How to Travel for Almost Free!
    Jan 19 2026

    I’m here to help you take your family on amazing vacations for almost free with the help of credit card points and miles. I’m a mom and primary care physician, and I believe that travel is an important way to restore, connect, and celebrate. This podcast is designed for busy people who want to learn how to take unforgettable trips with minimal out of pocket cost, but don’t want to devote a ton of time to figuring out the world of points and miles. I’ll help you get your first trip booked in just a few months. Let’s get Straight to the Points…

    Here’s what you’ll find on this podcast:

    • A beginner-friendly straightforward way to learn how to travel for almost free
    • A method of points teaching that is designed for busy people who don’t want to deep dive and listen to dozens of hours of podcasts or spend days worth of time reading points and miles travel blogs.
    • I will focus on family travel because that is the season of life I am currently in, but will also share strategies that will work great for individuals
    • Advice tailored to all income brackets. You don’t have to spend a lot to earn free travel.
    • This can work for medical student with no income and VERY limited budget, residents with limited income and limited flexibility, and attendings who have higher than average spend who want to leverage their spending to earn free travel!

    Website-Straight to the Points Podcast

    Credit Card Referral Links- Card Referral Links

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    15 mins