In this episode, we uncover one of India’s most terrifying and sophisticated cyber frauds — the Digital Arrest scam that shook the nation and led to a ₹7 crore financial loss for a highly respected senior citizen.

Fraudsters posing as CBI and Enforcement Directorate officials trapped the victim in a fake investigation, staged a virtual courtroom, sent forged arrest warrants, and kept him under 24/7 video surveillance, threatening arrest under serious charges. Under fear and isolation, the victim was coerced into transferring crores of rupees as “bail money”.

🎧 In this episode, you’ll learn:

• What exactly is a Digital Arrest scam

• How scammers impersonate CBI, ED, and even the Chief Justice

• Why video calls, fake courtrooms & forged documents feel real

• How isolation and fear override rational thinking

• Why even educated, successful people fall victim

• What to do if someone says “You are under investigation”

• How to report such frauds via 1930 & Cybercrime Portal

This episode is a must-listen for senior citizens, families, bankers, students, and professionals, because cybercrime today targets the mind before it targets money.

🚨 Remember: No police, CBI, ED, or court can arrest you over a video call.

In this episode, we break down Due Diligence in Banking — a critical but often underestimated process that protects banks, officers, and customers alike.

We discuss when due diligence is required, its core objectives under KYC/AML norms, and how lapses can lead to frauds, mule accounts, benami transactions, and NPAs.

The episode covers:

• Due diligence while opening deposit accounts

• Pre-sanction and post-sanction checks in lending

• Importance of CIBIL analysis beyond credit score

• Bank statement scrutiny and supplier verification

• Risks in DSA-sourced proposals

• Early Warning Signals (EWS) and post-sanction vigilance

• Real-world challenges faced by bankers and how to mitigate them

A must-listen for bank officers, credit managers, compliance teams, auditors, and IBPS/JAIIB aspirants who want to understand how quality due diligence safeguards both the institution and the individual officer.

🎧 Practical. Relevant. Ground-level banking insights.

In this episode, we expose one of India’s most dangerous phishing and fake alert scams — the infamous SBI RewardZ / KYC Update APK fraud that targeted thousands of bank customers, especially senior citizens and first-time digital users.

Fraudsters used WhatsApp and SMS messages claiming urgent reward redemption or KYC updates, tricking victims into downloading a malicious APK file. Once installed, the malware silently accessed SMS, OTPs, and banking credentials, allowing scammers to drain accounts in minutes.

🎧 In this episode, you’ll learn:

• How the SBI RewardZ APK scam actually works

• Why APK files sent on WhatsApp/SMS are extremely dangerous

• How scammers bypass OTPs using malware

• Common red flags in fake KYC & reward alerts

• What to do immediately if you click a phishing link

• How to report cyber fraud via 1930 & Cybercrime Portal

This episode is a must-listen for bank customers, bankers, students, parents, and anyone using mobile banking, because one careless click can lead to total financial loss.

🚨 Remember: Banks never send APK files for KYC or rewards.