We didn’t grow up learning how to budget, invest, or plan for the future — but somehow we’re expected to have it all figured out as adults.

In this episode of Herm’s House, Kristin and Herm sit down for an honest conversation about family finances, financial planning, and the money habits we inherited (for better or worse). They reflect on how their upbringing shaped their relationship with money, why having a financial advisor isn’t just for the wealthy, and what it looks like to unlearn bad habits while raising kids of their own.

The conversation blends real-life parenting challenges, nostalgia for the MTV era, and the reality of adulthood — where financial decisions carry more weight and planning ahead matters more than ever.

This episode is for anyone who grew up on pop culture, learned money lessons the hard way, and is trying to do things differently for their family.

💡 Episode Highlights

• Why financial advisors are for everyday families — not just the wealthy
• How childhood experiences shape adult money habits
• Breaking unhealthy financial patterns
• Budgeting and planning for long-term stability
• Inflation, adulthood, and why “winging it” doesn’t work anymore
• Parenting through financial responsibility
• Nostalgia, MTV, and how culture has changed
• The importance of open conversations about money at home

🔊 Sound Bites

• “We didn’t grow up learning this stuff.”
• “You need a plan to get there.”
• “You don’t do your own dental work — why do your own finances?”

⏱️ Chapters

00:00 – Why money conversations matter

10:02 – MTV, nostalgia & growing up

17:51 – Parenting decisions & financial stress

28:01 – Sleep deprivation & real-life chaos

30:53 – Family dynamics & comfort zones

33:27 – Cooking, responsibility & division of labor

36:41 – Growing up & changing family needs

44:07 – Work-life balance & generational differences

🤝 THANK YOU TO OUR SPONSORS

ANCHOR FINANCIAL SOLUTIONS GROUP, LLC

📍 2544 E 10th Street, Tucson, AZ 85716

📞 520.620.5320

🌐 https://www.anchorfinancialsolutionsgroup.com

Helping families and veterans build clarity, confidence, and long-term financial stability.

BEAUTIFUL SUNDAY MARKETING COLLECTIVE

📞 520-405-3298

📧 createabeautifulsunday@gmail.com

🌐 https://beautifulsundaymc.wixsite.com/beautiful-sunday-mar

Creative storytelling, strategy, and branding for purpose-driven businesses.

📌 Support the Show

👍 Like | 💬 Comment | 🔔 Subscribe

Your engagement helps us grow, reach more families and veterans, and continue producing meaningful conversations.

Interested in sponsoring an episode or supporting our outreach efforts?

📩 hermshousepodcast@gmail.com

📱 @HermsHousePodcast

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As 2025 comes to a close, Herm’s House Podcast takes a moment to slow down and reflect on a year filled with growth, parenting milestones, coaching memories, and big family transitions.

In this episode, Kristin and Herm talk about why New Year’s resolutions aren’t enough, how mindfulness and intention shaped their year, and what it’s like watching your kids grow faster than you’re ready for. From launching the podcast and building a new studio space, to coaching youth sports and navigating the bittersweet reality of raising kids, this conversation is honest, reflective, and deeply relatable.

Instead of focusing on January goals, this episode is about setting intentions all year long, creating a supportive family environment, and learning how to hold pride and letting go at the same time.

If you’re a parent, a coach, or someone navigating change while trying to stay present — this one’s for you.

✨ Episode Highlights

• Reflecting on 2025 and what truly mattered
• Why goals matter more than New Year’s resolutions
• Parenting through growth, change, and milestones
• Coaching youth sports and building community
• Mindfulness, intention, and personal growth as a family
• Documenting memories before they slip by
• Navigating the bittersweet season of kids growing up

⏱️ Chapters

00:00 – Welcome to Herm’s House

02:39 – Reflecting on 2025

07:06 – Mindfulness & personal growth

10:57 – Coaching, community & showing up

16:47 – Creating lasting family memories

24:20 – Looking ahead to 2026

33:08 – Navigating family milestones

35:35 – The challenge of letting go

40:38 – Bittersweet transitions

47:16 – New interests & growing independence

51:30 – Goals beyond New Year’s resolutions

🤝 THANK YOU TO OUR SPONSORS

ANCHOR FINANCIAL SOLUTIONS GROUP, LLC

📍 2544 E 10th Street, Tucson, AZ 85716

📞 520.620.5320

🌐 https://www.anchorfinancialsolutionsgroup.com

Helping families and veterans build clarity, confidence, and financial stability.

BEAUTIFUL SUNDAY MARKETING COLLECTIVE

📧 createabeautifulsunday@gmail.com

📞 520-405-3298

🌐 https://beautifulsundaymc.wixsite.com/beautiful-sunday-mar

Creative strategy and storytelling for brands built with purpose.

📌 Support the Show

👍 Like | 💬 Comment | 🔔 Subscribe

Your support helps us grow, reach more veteran families, and continue producing meaningful in-studio conversations.

Interested in sponsoring an episode or supporting our veteran outreach?

📩 hermshousepodcast@gmail.com

📱 @HermsHousePodcast

Support the show

*DISCLAIMER* In typical Herm's House fashion we had some technical difficulties with sound for this episode but it was too good not to share. Thanks for supporting us through our flaws.

Birthdays aren’t always about cake, candles, and celebration—sometimes they bring old baggage, unspoken expectations, and a deep desire to feel seen.

In this episode of Herm’s House, Kristin and Herm unpack the emotional weight birthdays can carry, especially when childhood experiences quietly shape how we show up as adults. What starts as a conversation about birthday stress turns into an honest reflection on emotional labor, gift-giving misunderstandings, and the pressure many partners feel to “get it right.”

Herm opens up about why birthdays can feel overwhelming—not because of extravagance, but because of past moments where he didn’t feel prioritized. Kristin shares his perspective on intention versus impact, and together they explore how communication (not perfection) is what actually makes someone feel valued.

This episode is a reminder that it’s rarely about the cake—it’s about feeling understood, appreciated, and chosen.

✨ Episode Highlights

• Why birthdays can trigger more emotions than we expect
• The deeper meaning behind gifts (yes, even gift cards 😅)
• How childhood celebrations shape adult expectations
• The mental load of planning and wanting someone to feel seen
• Learning to communicate needs instead of carrying them silently

🔊 Sound Bites

• “It’s not about the gift—it’s about what it represents.”
• “Birthdays bring up old feelings you didn’t realize were still there.”
• “Feeling seen matters more than doing it perfectly.”

⏱️ Chapters

00:00 – Welcome back to Herm’s House

02:10 – Birthday expectations & stress

07:45 – The gift card story

15:30 – Emotional labor & planning pressure

23:40 – Childhood birthdays & adult reactions

32:15 – Communication over perfection

41:20 – Final reflections

🤝 THANKS TO OUR SPONSORS

ANCHOR FINANCIAL SOLUTIONS GROUP, LLC

📍 2544 E 10th Street, Tucson, AZ 85716

📞 520.620.5320

🌐 www.anchorfinancialsolutionsgroup.com

Helping families and veterans build clarity, confidence, and financial stability.

BEAUTIFUL SUNDAY MARKETING COLLECTIVE

📧 createabeautifulsunday@gmail.com

📞 520-405-3298

🌐 https://beautifulsundaymc.wixsite.com/beautiful-sunday-mar

Creative strategy, branding, and storytelling that helps meaningful missions grow.

📌 Support the Show

Like ⭐ Comment 💬 Subscribe 🔔

Your engagement helps us grow, reach more veteran families, and continue producing real, honest conversations.

Interested in sponsoring an episode or supporting our veteran outreach?

📩 hermshousepodcast@gmail.com

📱 @HermsHousePodcast

Support the show