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FHFA Raises 2026 Multifamily Caps

FHFA Raises 2026 Multifamily Caps

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FHFA has expanded 2026 multifamily loan-purchase caps for Fannie Mae and Freddie Mac, increasing total agency capacity to $176 billion while maintaining strict mission-driven requirements.

In this episode, we break down what the higher caps mean for refinancing visibility, underwriting confidence, and the continued role of federal capital in affordable and workforce housing. The policy reinforces stability — not expansion — as agency lending remains one of the most reliable financing channels in the market.

CRE360 delivers institutional-grade signals on commercial real estate, capital markets, and federal housing policy.

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