Potomac Perspectives with Brian Gardner is the newest podcast from Stifel. Listen as hosts Neil Shapiro and Brian Gardner discuss Brian’s background and what to expect from this series.

This material is prepared by the Washington Policy Strategy Group of Stifel, Nicolaus & Company, Incorporated (“Stifel”). This material is for informational purposes only and is not an offer or solicitation to purchase or sell any security or instrument or to participate in any trading strategy discussed herein. The information contained is taken from sources believed to be reliable, but is not guaranteed by Stifel as to accuracy or completeness. The opinions expressed are those of the Washington Policy Strategy Group and may differ from those of other departments that produce similar material and are current as of the date of this publication and are subject to change without notice. Past performance is not necessarily a guide to future performance. Stifel does not provide accounting, tax, or legal advice and clients are advised to consult with their accounting, tax, or legal advisors prior to making any investment decision. Additional information available upon request. Stifel, Nicolaus & Company, Incorporated is a broker-dealer registered with the United States Securities and Exchange Commission and is a member SIPC & NYSE. © 2022

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In this episode, Stifel’s Chief Washington Policy Strategist, Brian Gardner, and I discuss the latest legislative fiscal spending efforts in DC with a look forward to what to expect in 2022, including the midterms.

When investing in bonds and interest rate-sensitive securities, it is important to note that as interest rates rise, prices will fall. High-yield bonds have greater credit risk than higher quality bonds.

Stifel is not affiliated with Capital Group. Investment products and services are offered through Stifel.

The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com

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In this episode, I have a conversation with Mike Gitlin, chair of the Fixed Income Management Committee at the Capital Group, about increasing debt levels and rising rates, and the corresponding investment risks and opportunities.

When investing in bonds and interest rate-sensitive securities, it is important to note that as interest rates rise, prices will fall. High-yield bonds have greater credit risk than higher quality bonds.

Stifel is not affiliated with Capital Group. Investment products and services are offered through Stifel.

The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com

See omnystudio.com/listener for privacy information.

In this episode, I speak with Sneha Jose, Stifel's Director of Behavioral Finance, covering common investor biases and how Stifel's Financial ID model can help clients deal with these in a practical way.

The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com

See omnystudio.com/listener for privacy information.

In this episode, we chat with Stifel’s Chief Economist, Dr. Lindsey Piegza, about the robust economic recovery, inflation, and related risks.

The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com

See omnystudio.com/listener for privacy information.

In this month’s episode, we speak with Tom Latta, Stifel’s head of Manager Research/Due Diligence, to learn a little about the nuances, and challenges, of trying to identify investment strategies poised for future success.

The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com

See omnystudio.com/listener for privacy information.

In this month’s episode, I sit down with Stifel Research Managing Director Stephen Willey who covers the biotech industry to discuss the world we’re living in, medical innovation, and how what we’ve learned fighting this virus can lead to innovation.

The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com

See omnystudio.com/listener for privacy information.

In this month’s episode, Stifel Chief Washington Policy Strategist Brian Gardner and I discuss the results of the 2020 elections and the implications for next year, and beyond.

The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com

See omnystudio.com/listener for privacy information.