In this episode of Ask Chris Real Estate, veteran Middle Tennessee Realtor Chris Phillips sits down with David Manier of Primis Mortgage to break down the latest mortgage interest rate trends for 2026. From three-year rate lows to upcoming policy changes that could impact your monthly payment, Chris and David share actionable advice for buyers, sellers, and investors alike. Learn why January and February might be your golden window to buy and how upcoming credit card interest caps could unlock more buying power for everyday homeowners.

The average age of today’s first-time homebuyer is 59 — and that’s a problem. In this episode of the Ask Chris Real Estate Podcast, host Chris Phillips (Keller Williams – Middle Tennessee) is joined by David Manier of Primis Mortgage to uncover why younger buyers are waiting too long to purchase their first home — and how to break that trend.

What makes Hardie board siding the top choice for long-term home value and curb appeal? In this episode of Ask Chris Real Estate Podcast, host Chris Phillips (Keller Williams, Middle TN) sits down with Russ Hensley, owner of L&L Contractors in Murfreesboro, to talk about siding done right. Russ breaks down why installation matters, what most builders get wrong, and how his team earned “elite preferred” status with James Hardie.

Is now the right time to sell your home? Chris Phillips, seasoned Middle Tennessee Realtor with Keller Williams, teams up with mortgage expert David Manier of Primis Mortgage to break down 12 powerful reasons why listing your home during the holidays can be your smartest move yet

Confused about what a title company actually does during a home purchase? You're not alone—and this episode clears it all up. Host Chris Phillips sits down with Leslie Tate from Gateway Title to demystify the title process, from title searches and insurance to closing day logistics and surprise costs. Whether you’re a first-time homebuyer in Tennessee, a seasoned investor, or a real estate agent, this conversation breaks down how title companies protect your investment and keep deals moving.

Wondering what a loan officer does, and how they can help you land your dream home? In this episode, host Chris from The Phillips Group sits down with David Bonior of Premise Mortgage to break down everything from pre-approval vs. pre-qualification to credit scores, closing costs, and common mistakes first-time buyers make (yes, like buying a car right before closing).

What can go wrong before the inspector shows up? In this episode of the Ask Chris Real Estate Podcast, seasoned Middle Tennessee Realtor Chris Phillips (Keller Williams) shares a personal story that almost cost him thousands—and how you can avoid the same home inspection pitfalls.

Trying to time the real estate market perfectly? You might be doing it wrong.

In this episode, Chris Phillips shares why chasing the "perfect time" to buy a home can actually hurt your chances and what smart buyers should focus on instead