• #25 Buying a car the SMART way :)

  • Dec 3 2019
  • Length: 19 mins
  • Podcast
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#25 Buying a car the SMART way :)

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  • Summary

  • Ever wonder what to look for when buying a car?  I got the highlights for you. If you would rather read em, here they are below but I go in depth in the episode to really give you the low down on the most important things to look for when financing a vehicle in terms of affordability and financial stability. 


    Inside tips car shopping

    • First thing first: CREDIT!! Make sure your credit is in decent standing.
    • let’s talk interest rates. Interest rate target should be 4.99% or lower.
    • Down payment of 20%
    • Financing for no more than 60-72 months depending on the situation. Sometimes the stretched out payments seem like a godsend but it is actually putting you at more risk. There are instances where you need it but most of the time always go for the shorter term.
    • And the biggest question you have to ask yourself is…can you afford it?
    --- Support this podcast: https://podcasters.spotify.com/pod/show/stateofgrind/support
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