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Regional Australia has lost nearly 900 bank branches in nine years, and the impact on agricultural lending is far bigger than most producers realise. In this episode, Brecken breaks down what the closures mean for complex finance, why the new Regional Banking Investment Alliance matters, and how farmers can protect their banking relationships before the next branch disappears.

◼️ How branch closures weaken access to decision makers for ag lending

◼️ Why the pass‑through banking model is failing regional communities

◼️ How brokers provide stability when banks abandon the bush

Timestamps:

00:00:00 Introduction

00:00:56 - The Scale of Regional Bank Closures

00:01:29 - The Loss of Local Knowledge

00:02:32 - The Pass-Through Banking Model

00:03:34 - Vulnerabilities of Relying on Major Banks

00:03:55 - Building Relationships Without Physical Branches

00:04:58 - The Role of Brokers in Financial Stability

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