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Every time the RBA moves, farmers panic. But the real impact isn’t in the headline rate. It’s in how your costs shift, how your debt behaves, and how prepared your business is when the pressure hits. In this episode, Brecken breaks down what the latest rate hike actually means for rural operations and why the farms that adapt early come out stronger.

You’ll hear:

◼️ How RBA rate hikes flow through to farm businesses

◼️ Why most farmers are paying more interest than they should

◼️ What matters more than the cash rate itself

◼️ How to build a business that survives any rate cycle

Timestamps:

00:00:00 Introduction

00:00:42 Why Farmers Panic When the RBA Moves

00:01:18 What Rate Hikes Actually Change

00:02:05 The Real Cost Farmers Should Watch

00:02:44 Why Most Farmers Overpay on Interest

00:03:21 How Debt Behaves When Rates Rise

00:03:58 What Matters More Than the Cash Rate

00:04:36 Building a Business That Survives Any Rate Cycle

00:05:22 Why Reviewing Loans Beats Watching the RBA

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