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Worth It

Your Life, Your Money, Your Terms
Narrated by: Amanda Steinberg
Length: 6 hrs and 25 mins
4.5 out of 5 stars (15 ratings)

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Summary

The founder and superstar CEO of DailyWorth.com - the go-to financial site for women with more than one million subscribers - reads this fresh approach that redefines the relationship between women, self-worth, and money. Worth It shows women how to view money as a source of personal power and freedom - and live life on their terms.

Millions of women want to create financial stability and abundance in their lives, but they don't know how. They are stuck in overwhelming confusion and guilt, driven by internalized "money stories" that have nothing to do with what is really possible. As the founder of DailyWorth.com, a financial media and education platform, Amanda Steinberg encounters these smart, ambitious women every day. With this book she helps them face their money stories head on and wake up to the prosperity that awaits them.

Worth It outlines the essential financial information women need - and everything the institutions and advisors don't spell out. Steinberg gets to the bottom of why women are stressed and anxious when it comes to their finances and teaches them to stay away from strict budgeting and other harsh austerity practices. Instead she makes money relatable while sharing strategies she uses herself to build confidence and ease in her own financial life. Through her firsthand experiences and the stories from other women who've woken up, Steinberg's powerful and encouraging advice can help women of any age and income view money as a source of freedom and independence - and create bright financial futures.

©2017 Amanda Steinberg. All rights reserved. (P)2017 Simon & Schuster, Inc. All rights reserved.

Critic reviews

"The author's passion in helping women gain financial freedom is evident in her strong delivery. She is matter of fact and confident in the way she presents her money tips and has a feisty attitude in her delivery that empowers and enlivens a topic that can be tedious." ( AudioFile)

What members say

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    5 out of 5 stars
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    5 out of 5 stars

Perfect for women planning a financial overhaul

Loved this book - full of inspiration and reassurance that NOW is the time to hit refresh on a financial hot mess. It's a shame that there isnt a book like this (that I'm aware of) for British/UK female audiences. But the prinicples of saving for retirement and bucketing money for all unexpected costs apply to any market. In fact, although targeted at women I would say that this book is a great read for anyone looking to make a fresh start of their finances, regardless of gender. In particular, the book emphasises working towards enhancing 'net worth', something which I have been aware of, but not really been engaged in before. For those looking to start out on a financial turnaround this is a great place to start.

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A good starting book for women at any stage

This book is a enjoy to listen. Engaging, helpful, well narrated, addressed financial problems that would be reference for young girls never thought about taking care of money. will recommend.

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Super inspiring book!

Really inspiring book which motivates us women to take charge of our finances! Loved it!

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  • Jen Turrell
  • 11-02-17

A breath of fresh air in a stuffy room!

If you could sum up Worth It in three words, what would they be?

Roots and Wings

Who was your favorite character and why?

Amanda is my favorite character. I love her because she is so real, vulnerable and relatable. I love how she shares so many stories from her own life and experience and those of her mother as well. It feels like talking to a friend about her life, except that she is sharing ideas that can help us all.

What about Amanda Steinberg’s performance did you like?

I love it when authors read their own books. Hearing the author's own voice adds so much to the story!

Did you have an extreme reaction to this book? Did it make you laugh or cry?

There were a few times when it made me laugh, but the reaction I had most was a whole lot of "me too!" moments and several "wow, I never thought if it that way before!"

Any additional comments?

I have read a lot of books about personal finance and this is by far my favorite. I highly recommend it to all women who want to grow deeper financial roots and want to be able to spread their financial wings to fly farther!

5 of 5 people found this review helpful

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  • Natasha Smith
  • 25-10-17

Out of touch with those from poverty background

This book is an upper-class perspective that's accessible to the middle class (for the most part). No one who makes under $75,000 a year - which I believe she refers to as the median American income, although I was under the impression that was about $59,000 a year - is really considered. Mainly, this is high-powered white feminism in action. If you were raised with minimal financial literacy because your parents never expected you to have to earn an income, you will probably find it helpful.

Mostly, it focuses on building your net worth. If you're worried about how you're going to feed your kids next week, you earn minimum wage, or your budget is stretched to its gills to cover the basics, you'll find little that resonates with you in this book. Not because none of the advice is ever helpful, but because the perspective is SO out of touch for those raised in poverty.

I also can't take anyone seriously who categorically defines "good debt" and "bad debt" in the way she does. She never cautions against taking student loans (like when they might be a liability) or discusses how to navigate them at all, although she does go through the potential pitfalls of house-buying and mortgages (again, helpful if your parents never explained this stuff to you). I'm not saying it's a terrible book; I think it's actually quite nice for what it is. I like DailyWorth. I like Amanda. And I can see why this book might appeal to many. I actually enjoyed the part about building a business you can potentially sell instead of just freelancing. Her stories are lovely.

But I grew up going to food banks and never made more than $10,000 in a year until last year, in my late 20s. I have to take so much of the book with so large a grain of salt that it's difficult to actually stay focused. Really, Amanda, you realized in your twenties that you could save SO MUCH MONEY by moving from New York to Philadelphia, because Philly real estate was soooo cheap in comparison? ...Yes, different cities have different costs of living. You'd have to be raised very deep in a Manhattan bubble for this to ever surprise you. Never once does she acknowledge her privilege or talk about the realities of poverty, because she simply isn't familiar. Her examples often have half-million dollar homes, earn $10,000 a month, or otherwise are out of sync with many of us. She focuses on net worth, a valuable conversation for people who are living beyond their means and dealing with credit card debt brought on by unnecessary lifestyle choices. But a luxurious conversation for many. A little awareness would have helped me enjoy this book more - like a clear acknowledgement that it's focused on upper-class issues.

18 of 21 people found this review helpful

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  • Jennifer S.
  • 11-10-18

Great complement to books on manifesting

I listened to this right after I listened to Jen Sincero's book on manifesting money. At first I thought they were polar opposites, but then I decided that this book is actually the practical application of many of the books on manifesting the life and bank account you've always wanted. Many of us have ended up in debt chasing our dreams, and this book gives concrete, applicable advice on how to dig our way out of that debt. In some ways her perspective is a bit austere -- there is no spirituality to this tome -- but if you are a woman wanting to manifest a positive net worth, this is how you do it.

I do wish that she had hired someone to read the book for her. After listening to the book, I can totally understand why she would want to save that money, however listening to her "performance", rather than that of a professional reader, did take away some of the enjoyment factor for me. I would still have bought it, but I found myself having to rewind a few times because of her enunciation; likewise, I frowned at times at her inflection and tone, which seemed forced. Picky, I know, but I'd rather give you a head's up if this is important to you. If that's the case, you might be better off with the Kindle or paperback version.

1 of 1 people found this review helpful

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  • Rachel Morris
  • 22-08-19

Learning so much

Amanda is Right! These are terms and concepts I never knew about, though my dad, I'm sure did. It's time for women to grow up. financially speaking. I'm inspired and making plans based on this book.

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  • Katie
  • 06-08-19

Every woman needs to read!

I’m a financially minded person and this book shifted some of my money stories and beliefs. Already working harder to grow my roots!

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  • Brian Pandji
  • 31-07-19

This book taught me how to be rich

The secret to being rich is to save money. The way that was presented in this book totally changed my perspective. And I have practiced this in my own money habit and IT WORKS! You don't need a finance / money management book. You need this book to help you realize why you think you need a money management book. Change your mind, change your financial success (and security!)

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  • wildblue
  • 30-06-19

really pushed my buttons!

Incredible read! Pushed a lot of my buttons but in a good way. Powerful book about women and saving, investing and managing money.

New concepts I've never been exposed to before. I will definitely be taking different actions moving forward because of this.

#improvement #feedyourmind #thankful #grateful #blessed #vulnerabilityninja

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  • Tonja
  • 22-02-19

Very informative

I like the money story idea and how it correlates with my money habits and how to fix them. the homework is also helpful. I wish the was a downloadable copy of the assignments to print.

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  • Anonymous User
  • 19-10-18

Thank you

Thank you for sharing your experiences and learnings. Exploring my own money story and the reset button in my finances.

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  • Christie Pepper Milby
  • 17-10-18

worth it is worth it :)

listen to it from start to finish although some parts you really would have to have a notebook and write things down to get the most out of the book. the story is structured nicely and addresses every aspect of money management. I also really liked the emotional perspective and the heavy dose of reality of highlighting the fact that most people struggle with budgeting and saving and investing and that you're not alone.