Did you know that you might be owed money even after your home was taken away in a foreclosure? Many people do not realize that when a house is sold at a foreclosure auction, there can be money left over after the sale. This leftover money is called "Surplus Funds", and it could belong to you or someone you know.

Surplus funds happen when a house is sold for more than the amount that was owed on the loan or property taxes. That extra money does not go to the bank or to the county—it is supposed to go back to the former homeowner. But to get it, you must follow the right steps. In this book, you will learn in a clear and simple way how surplus funds work, where they come from, and what you can do to claim them if they belong to you.

This Step-by-Step Guide for Beginners also explains who to trust, how to stay away from scams, and what to do if your claim is denied. You will learn about working with lawyers and helpful professionals, how to stay safe from people who want to trick you.

Everything is written clearly so that listeners of any age can follow along. If your claim is denied, this book will help you understand what have gone wrong and what you can do to fix it. You will learn how to correct mistakes, turn in missing papers, or ask for a hearing if needed.

After a foreclosure, it's easy to feel like everything is lost, that is not always true. There may be money sitting in a government account right now, waiting for the rightful owner—you!

You will learn how to make a budget, save money for emergencies, and rebuild your credit. However, you must request it and complete the necessary paperwork. You can use your surplus funds to support your family, pay off debts, or even save for a new place to live. Listen to this book, follow the steps, and take back what belongs to you.

Surplus Funds Made Simple: How to Claim Your Money After a Foreclosure: A Step-by-Step Guide for Beginners is here to help you every step of the way. Your money is waiting—now go get it!