Will Spencer's life as a newspaper reporter has been an ordinary one. Over the years, he's worked on stories about local newsmakers, both rich and poor. He's happily married, but worried about his finances. And he's a little sad about having given up some of his earlier interests to make more money.

One night, Will Spencer begins the interview of his life. Returning home from a local pub, fueled by the inadvertent combination of beer and pharmaceuticals, he is elated to discover he has brought home with him a most unusual interviewee: the one-hundred dollar bill he won that evening in a darts tournament.

Will can hear the bill talking to him. The bill wants to record the major events in his hundred-dollar life in a book, and Will enthusiastically agrees to help. They work feverishly together, and complete the project in a matter of days. The events making up the bill's life story are in turn touching, funny, poignant, and always deeply meaningful to Will. And no wonder, since as Will's alter ego, Bill's stories and observations reflect Will's own deeply held fears, hopes, and dreams.

Bill's untutored language and innocently curious approach to the world prompt Will to take a fresh look at his own priorities in this clever and thoughtful novel of self-discovery.