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Money Skills for Young Adults

A Beginner’s Guide to Smart Financial Habits, with Simple Tools to Manage Your Budget, Save for Goals, Invest, and Build Your Independent & Secure Future

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Money Skills for Young Adults

By: Pantheon Space Academy
Narrated by: Jonny Unitus
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About this listen

Simple Money Skills That Work!

Wondering where your money went (again)?

In a world of TikTok trends and one-click spending, most of us know how to spend — but not how to save.

Money Skills for Young Adults is your crash course in confidence with cash, crushing debt, and building smart habits that lead to independence and long-term wealth. No boring lectures. No confusing text. Real-world tools, practical tips, and mindset shifts to help you set goals, track spending, and take control of your money.

Whether you're saving for a car, getting your first apartment, planning to invest, or simply tired of financial stress, this book will help you go from “I don’t know” to “I’ve got this!

Inside, you’ll learn how to:

—Create a budget that works for real life

—Understand banking, debit cards, and payment apps

—Save for goals, avoid impulse traps, and create lifelong habits

—Stop the cycle of “where did my money go?” with a simple system that works

—Use money to reduce stress, not cause it

—Start smart habits today that lead to wealth and freedom tomorrow

This book will help you go from “I don’t know” to “I’ve got this.

Includes 4 Free Bonuses (via QR code & download):

—Budget Tracker (Printable + Digital Google Sheets version)

—101-Term Budget & Money Glossary

—Quick Guide to Financial Apps & Tools for Beginners

—30-Day Money Confidence Quiz & Habit Tracker

Don’t wait until “someday” to get smart with money.

Start building the life you want—today.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2025 Pantheon Space Academy (P)2025 Pantheon Space Academy Personal Finance Money Habits
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Listener received this title free

Whilst this guide is primarily aimed at young adults, everybody, regardless of age, would benefit from having a refresher course in healthy financial habits. There was also a chapter that highlighted useful budgeting apps and spreadsheet tools to help you keep track of your finances. I learnt new things like identifying fixed and variable expenses and zero-based budgeting. The content in the audiobook was comprehensive and easy to understand.

Everybody should listen to this

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Listener received this title free

I looked through this book quickly to see if it would be useful for my teenager. The topics aren’t new — budgeting, saving, basic investing — but they’re explained clearly and simply, in a way that actually works for young people who hate long lectures (and definitely don’t want to hear it from their parents). Money management is important, and this book presents the essentials in a straightforward, easy style that feels much more teen-friendly than most finance guides.

Worth it for teens

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Listener received this title free

I bought this for my youngest son to have a listen. This book nails the basics every beginner needs. Real-world advice that makes sense. The book breaks down budgeting, saving, and spending in a way that feels doable, even if you’ve never managed money before.

The helping hand that all teens need.

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Listener received this title free

This book breaks money stuff down in a way that actually makes sense. It doesn’t assume you already know how budgeting or saving works, and it explains things without making you feel behind. The examples feel realistic, especially for young adults dealing with everyday spending and financial stress.

I liked that it focuses on habits, not just numbers. The tools and bonuses are practical, and the advice feels doable instead of overwhelming. It’s a good starting point if you want to feel more confident about money and stop guessing where your paycheck went.

Straightforward and Really Useful

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