This week in the Foxhole, Omen Quelvog and Rob Moore break down a high-profile IPO, honor a fallen hero, and welcome Spencer Reese from Military Money Manual for a powerful conversation on living—and thriving—overseas.

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• Book a meeting with Omen
• Book a meeting with Rob
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🇺🇸 This Week in Military History

In June 2005, Lt. Michael Murphy led a Navy SEAL team during Operation Red Wings in Afghanistan. Facing overwhelming enemy fire, he exposed himself to call for help—ultimately sacrificing his life.

His legacy lives on through the Murph Challenge:

• 1 mile run
• 100 pull-ups
• 200 push-ups
• 300 squats
• 1 mile run

A humbling reminder of service and sacrifice.

📰 Headline: SpaceX IPO Deep Dive

Read it here: SpaceX IPO Deep Dive: The Hype, the Price, and the Opportunity -

SpaceX enters the public market amid massive hype—and big questions.

Key takeaways:

• Valuation disconnect: ~$1.5T vs. ~$780B estimate
• Demand + hype are driving price (not just fundamentals)
• IPOs often spike early… then settle over time

💡 Investor insight: If you own broad index funds, you’ll likely own SpaceX eventually—without chasing it.

🌍 Guest Interview: Spencer Reese (Military Money Manual)

Spencer brings a global perspective on military finances, sharing lessons from life overseas.

🌎 Living Abroad as a Veteran

• VA disability payments follow you anywhere
• GI Bill can be used overseas (plus possible housing + local stipends)

🏥 Healthcare Abroad

• Many countries offer low-cost or free public care
• Private insurance can be shockingly affordable

✈️ Before You Move Overseas

• Test it first: live there for 1–2 months
• Understand visa/residency requirements

💬 Quality of Life

• Lower cost of living (in many countries)
• Less “hustle culture” and day-to-day stress

💳 Trivia Time

Which statement best determines if a premium travel card is worth it?

⚠️ Real Talk: Retirement Pay Delays

Rob shares a candid look at post-military transition challenges:

• Incorrect DFAS retirement pay
• VA disability missing dependents
• Local tax benefits delayed

💡 Lesson: Even when you do everything right, delays happen. ➡️ Build a larger emergency fund (6+ months) before retiring.

🎯 Key Takeaways

1. FOMO is dangerous—stick to your strategy, especially with IPOs
2. Living overseas can be a strategy, not just a dream
3. Test before committing—experience a country firsthand before moving

📩 Questions or topic ideas? Email: fiscalfoxhole@gmail.com 📅 Interested in working with Rob or Omen? Links are in the show notes