Do people really think they have the right to be rude online? This episode is a raw, unfiltered look at what content creators actually deal with behind the scenes—and why sometimes, blocking is the only option.

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In this episode, Mary Jo addresses the rising wave of internet trolls, negative comments, and online bullying. From accusations about insurance strategies and retirement planning to criticism about farming, excess money, and even parenting decisions, nothing seems off-limits for keyboard warriors.

But here's the truth: creators have the right to protect their space.

Mary Jo breaks down real comments she's received, explains the misconceptions around 401(k)s, Roth contributions, Medicare penalties, farming profitability, and the Infinite Banking concept—and shares why mindset matters more than ever.

If you've ever wondered why creators delete comments or block followers… this episode explains it all.

Key Takeaways:
- You don't have the right to be rude just because you're online
- Why creators delete and block negative commenters
- How retirement withdrawals can increase Medicare premiums
- The danger of assuming you "know it all" from one post
- Why mindset—not circumstances—often determines financial outcomes
- The real cost of online bullying for creators

Chapters:
(00:00) – Do You Have the Right to Be Rude?
(02:00) – Why Are People So Angry Online?
(07:15) – 401(k) Withdrawals & Medicare Penalties Explained
(13:20) – "What Excess Money?" Farming & Financial Reality
(17:50) – Charging Kids Interest & Financial Lessons
(24:30) – "Why Isn't the Book Free?"
(28:23) – Why I Delete & Block Trolls

If you're here to learn and grow, thank you. Be part of the solution, have productive conversations, and scroll past what you don't agree with.

Grab your copy of the book here:
https://www.farmingwithoutthebank.com/book...

Share this episode with someone who needs to hear it—and remember: be a good human.