Is taking a year off work a bold life move or a setback on the road to financial independence? In this episode, Hayden and Dave dig into mini-retirements and gap years, sparked by a listener question about whether stepping away from work is really worth it.

They break down the upside, the risks, and the real trade-offs of pressing pause on work while pursuing FIRE.

In this episode they cover:

👉 What a mini-retirement actually is

👉 The benefits of a proper break from work

👉 Why going back to work can be harder than expected

👉 The financial cost of time off

👉 When gap years make sense and when they don’t

👉 The risks of poor structure and lost momentum

👉 When a mini-retirement might be worth it for them

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Pearler

Strong Money Australia

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Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

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