Big Changes Coming to Germany in February 2026
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Big Changes Coming to Germany in February 2026
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About this listen
Is your 2026 Netto salary lower than expected? 😱
We are breaking down the BIG changes coming to Germany in February 2026— from the "Payslip Shock" to the new DAC8 Crypto laws and the massive tax-free gifts you might have missed.
If you’re an expat in Germany, your finances just went through a major system update. In this video, we skip the boring politics and give you the concrete math on how the new TK Zusatzbeitrag, Social Security ceilings, and Tax-Free allowances actually impact your bank account this month.
What we cover in this video:
✅ The 2026 Payslip Shock: Why your Netto changed (and the math for €57k, €80k, and €105k salaries).
✅ The TK Increase: How the new 2.69% Zusatzbeitrag hits your pocket.
✅ 2026 Tax Gifts: Why the new €12,348 Grundfreibetrag is a win for everyone.
✅ DAC8 Crypto Rules: The end of anonymous trading—what you MUST do in the next 60 days.
✅ The Wealth Mindset: Why Elon Musk is wrong about retirement and why the Greenland crisis doesn't matter for your ETF.-----PerFinEx GmbH - Personal Finance for ExpatsThe #1 English-speaking & Independent Financial Planner in GermanyFurther legal information is available at perfinex.de/impressum